Saturday, July 21, 2012

Professional Liability Insurance Form - Medical Institution


PROFESSIONAL LIABILITY INSURANCE PROPOSAL

FOR MEDICAL INSTITUTION



THIS PROPOSAL IS TO BE COMPLETED BY THE PROPOSER OR AN AUTHORIZED REPRESENTATIVE OF THE PROPOSER. ALL QUESTIONS SHOULD BE ANSWERED FULLY AND ACCURATELY.

SIGNING OF THIS PROPOSAL DOES NOT BIND THE COMPANY TO OFFER, NOR THE PROPOSER TO ACCEPT INSURANCE. BUT IT IS AGREED THAT THIS PROPOSAL SHALL BE THE BASIS OF ANY INSURANCE ISSUED. NO INFERENCE SHOULD BE MADE, HOWEVER, FROM THE INCLUSION OF ANY QUESTION IN THIS PROPOSAL THAT THE SUBJECT MATTER TO WHICH THAT QUESTION RELATES WILL BE COVERED UNDER THE POLICY. THE POLICY TERMS ARE ONLY AS STATED IN THE POLICY WHICH SHOULD BE READ CAREFULLY.

ATTENTION IS DRAWN TO THE PROPOSER’S OBLIGATIONS AT LAW TO DISCLOSE ALL METERIAL FACTS WHICH WOULD AFFECT THE ISSUANCE OF THE PROPOSED INSURANCE.

If there is insufficient space to complete the proposal, please continue on your headed paper.

1.      Proposer (to be named as Insured if is issued)

1.1    Name                                                   :

1.2    Address                                               :

1.3    Location of all premises                   :

1.4    The proposer is a (n)                         :

ٱ          Individual              ٱ           Joint Venture        ٱ           Partnership
ٱ          Organization (other than Partner-ship or Joint Venture)
             
1.5    Date of establishment                      :

1.6    Is the proposer registered as a charity?


2.      Institution to be insured

2.1.   Description of institution
Please attached literature, brochures, annual reports

2.2.   During the part five years, has the name of the proposer been changed or has any other firm been purchased by the proposer or has any merger or consolidation involving the proposer taken place?
ٱ         No           ٱ           Yes


If yes, please give full details:
__________________________________________________________________________
____________________________________________________________________________________________________________________________________________________











2.3.   Chief physicians and surgeons, heads of departments:

Name
Age
Qualifications
Date qualified
How long practicing with




Proposer ?
Previous institution ?











































2.4.   Have any of the practioners practising at this institution ever been subject to professional disciplinary action?         ٱ               No             ٱ           Yes

If yes, please give full details on your letter headed paper

2.5.   Has the proposer recently discharged any of the staff or severed any relationships with any person in charge or is such discharge or severance being contemplated?
ٱ            No           ٱ           Yes

If yes, please give full details on your letter headed paper

2.6.  Has the proposer ever had its license revoked?         ٱ               No           ٱ           Yes

If yes, please give full details on your letter headed paper
____________________________________________________________________________
                   ____________________________________________________________________________


3.      Limits of Insurance Requested

A.      Each Incident Limit                          :               _________________________________________
B.      Aggregate Limit each policy year :               _________________________________________


4.      Insured’s Retained Amount Requested

4.1.    

Per claimant with respect to each incident
4.2.    

Per each incident


5.      Policy Period Requested

5.1.    From the
Day of

20

(Inception Date)

5.2.    To the
Day of

20

(Expiration Date)

If the policy period is at least one year it will automatically be continued in accordance with Section 5.2. of the policy unless cancelled before the Expiration Date.


6.      Scope of Coverage

The scope of coverage is determined by the standard Asuransi Jasindo’s Professional Liability Insurance Policy, and the Profession Endorsement to be included in such policy.

Does the proposer request any of the following extensions?

NO
YES
Prior Acts Endorsement





7.      Proposer’s Services

Proposer’s institution renders services as a:

NO
YES
A.
Clinic


B.
Convalescent or nursing home


C.
Hospital


D.
Laboratory-dental,medical, x-ray*


E.
Mental – psychopatic institution


F.
Other services rendered, please specify:








* if laboratory’s services are rendered to others than proposer’s patients, please fill in question 8.

With a(n):

NO
YES
A.
Intensive care unit


B.
Emergency department


C.
Radiotherapy unit


D.
Medical teaching facility




8.      For Laboratories Only

8.1.     Please give gross fees for the current and last three years:

Year
Annual gross fees received
Current year

20 ___

20 ___

20 ___


8.2.     Proposer’s services rendered, please specify
______________________________________________________________________________________________________________________________________________________


9.      Total Number of Personnel


Employed Practitioners
Non-Employed Practitioners
Total Number
A.
Chief physicians & surgeons,
head of departments



B
Doctors (other than A)



C.
Surgeons (other than A)



D.
Nurses, physiotherapist, lab. Technicians, etc



E.
Other assistants



F.
Other staff, omitting ancillary staff such as cleaners, maintenance personnel and the like



Please note that the policy does not provide coverage for independent practitioners, not employed by the institution.


10.   Number of Beds

10.1.      
How many patient beds are available?


10.2.      
Annual average occupancy rate, in percentage

%
11.   Outpatient Visits

Please give number of outpatients treated
_________________________________________________________________________________


12.   Employed Practitioners’ Division of Work

Please select present specialty/ subspeciality of the proposer’s employed practitioners from the list below and give the corresponding number:

Description                          
Number   

Description                            
Number        
Acupuncturist


Otorhinolaryngologists

Allergists


Pathologist

Anesthesiologists


Pediatricians

Broncho-Esophagologists


Physicians – General Practitioners

Cardiologists


Physiotherapists

Chiropractors


Podiatrists

Dentists


Psychiatrists

Dermatologist


Psychoanalysts

Emergency Medicine


Psychosomatic Medicine

Endocrinologist


Radiologists

Gynecologists


Rheumatologists

Hematologists


Rhinologists

Internal Medicine


Roentgenologists

Laryngologists


Surgeons – cardiovascular disease

Legal/ Forensic Medicine


Surgeons – cosmetic/ plastic

Lung/ Chest Specialists


Surgeons – gynecology/ obstetrics

Midwives


Surgeons – internal medicine

Miscellaneous Practitioners- NOC


Surgeons – neurology

Nephrologists


Surgeons – ophtalmology

Neurologists


Surgeons – oral and dental

Nuclear Medicine


Surgeons – orthopedic

Nurses


Surgeons – otorhinolaryngology

Obstetricians


Surgeons – general – NOC

Ophtalmologists


Urologists

Optpmetrists


Veterinarians

Orthodontists


Others, please specify:

Otologists







TOTAL








13.   Loss Experience

Please indicate below all losses paid or now reserved (whether or not resulting in claims) occurring during the past five years :

Year
Total No. of Claims
Amount  Paid
O/S Claims Reserves
20



20



20



20



20






Please give full details of all major losses:
____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

13.1.     Are there any claims currently pending against the Proposer or is the Proposer aware.
AFTER INQUIRY, of any circumstances which could give rise to a claim under the proposed insurance?                ٱ               No          ٱ           Yes

If yes, please give full details:
___________________________________________________________________________
___________________________________________________________________________


14.   Prior Insurance

14.1.     Please give full details of Proposer’s liability insurance coverage for the past five years :

Year
Carrier
Policy No.
Limits of Prior Insurance



Professional Liability Each Incident / Annual Aggregate
General Liability Each Occurrence  Annual Aggregate



/

/




/

/




/

/




/

/




/

/


14.2.     The current professional liability insurance policy provides:


 No prior acts coverage

Unlimited prior acts coverage





Prior acts coverage with retroactive (or limitation) date of









14.3.     Has any insurer ever declined or cancelled or refused to renew insurance or required reduced limits or imposed special terms?
ٱ         No           ٱ           Yes

If yes, please give full details, including name of insurer:
______________________________________________________________________________________________________________________________________________________



I/ We, the undersigned, declare that to the best of my/ our knowledge and belief the statements set forth herein are true and correct, and agree that this proposal and any supplementary information requested by the company and furnished in connection herewith shall form the basis of and be incorporated into any contract of insurance which may be concluded between the Proposer and the Company.

I/ We undertake to inform underwriters of any material alteration to these facts occurring before completion of the contract of insurance.










(Place, Date)

(Stamp and Signature)

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