Friday, August 23, 2024

BUSINESS PLAN - UMKM

INSURANCE CLAIMS - KLAIM ASURANSI - INFO GRAFIS

INSURANCE PRINCIPLES - PROMSIP ASURANSI - INFO GRAFIS

ASURANSI 0 INSURANCE - INFO GRAFIS

 

CONTINGENCY PLAN - Tindakan-tindakan Pencegahan kerugian

 

Tindakan-tindakan Pencegahan kerugian

 

1.    Untuk mencegah terjadinya bahaya arus pendek atau bahaya lainnya yang dapat menimbulkan bahaya kebakaran apabila tidak ada kegiatan produksi sama sekali selama liburan Hari Raya Idul Fitri, MAKA harus dipastikan bahwa semua peralatan listrik dan mekanik termasuk sumber arus listrik dan mesin-mesin produksi dalam posisi MATI/OFF sebelum semua karyawan meninggalkan lokasi kerja, kecuali arus listrik untuk penerangan yang diperlukan oleh petugas keamanan pabrik untuk menjaga keamanan di lingkungan tersebut.

 

Apabila selama masa liburan tersebut terdapat kegiatan produksi baik secara penuh ataupun sebagian, pihak manajemen harus memberikan instruksi kepada semua karyawan yang aktif untuk meningkatkan kewaspadaan mereka terhadap kondisi dari semua peralatan yang menggunakan listrik dan peralatan mekanik lainnya.

 

2.    Disarankan kepada pihak manajemen untuk menginstruksikan kepada bagian teknisi dan operator mesin sebelum semua atau sebagian meninggalkan lokasi pabrik pada saat liburan Hari Raya Idul Fitri untuk memeriksa semua instalasi listrik dan mesin yang berada di lingkungan pabrik terutama untuk pabrik yang tetap beroperasi pada saat liburan tersebut untuk menghindari terjadinya hubungan arus pendek yang dapat menimbulkan bahaya kebakaran.

 

3.    Memastikan bahwa semua bahan baku, bahan setengah jadi dan serta barang-barang berharga lainnya, harus diletakkan ditempat penyimpanan yang aman dari BAHAYA BANJIR, terutama pada saat menjelang liburan panjang Idul Fitri yang bersamaan dengan musim hujan, dengan cara memindahkan semua barang tersebut ke tempat penyimpanan yang lebih tinggi atau dengan memasang pallet-pallet di bagian bawah barang tersebut sehingga aman dari jangkauan air hujan.   

Untuk daerah-daerah yang RAWAN BANJIR, sebaiknya dilakukan usaha penanggulangan banjir yang lebih intensif seperti: membuat tanggul dari karung pasir di sekeliling bangunan pabrik, dan memberikan pelatihan kepada karyawan yang bertugas selama liburan Hari Raya Idul Fitri mengenai langkah pertama penanggulangan bahaya banjir.

 

4.    Dalam hubungannya dengan penanggulangan bahaya banjir juga, pihak manajemen pabrik harus memastikan semua saluran air, tempat penampungan air hujan dan peralatan untuk pengurasan atau pengeringan air hujan (DRAINAGE PUMP) yang terletak dalam pabrik dan lingkungan pabrik berada dalam kondisi yang layak dan baik, sehingga apabila dibutuhkan secara mendadak, pompa tersebut dapat menjalankan fungsinya dengan baik. Oleh sebab itu, sebelum semua karyawan meninggalkan lokasi pabrik untuk memulai liburan Hari Raya Idul Fitri, wajib dilakukan pemeriksaan secara menyeluruh disertai dengan pembersihan terhadap semua saluran air, tempat penampungan air hujan dan peralatan pengurasan atau pengeringan air hujan.

 

5.    Semua bahan baku, bahan setengah jadi, dan barang jadi, berupa bahan kimia yang mudah terbakar baik secara sendiri maupun bila bereaksi dengan bahan kimia lainnya dan berbahaya harus disimpan dalam suatu tempat yang tidak terkena panas yang berlebihan atau jauh dari pengaruh udara luar dan bahan kimia lainnya. 

 

6.    Apabila pabrik ditutup selama liburan Hari Raya Idul Fitri, dihimbau untuk menambah jumlah  tenaga KEAMANAN terutama pada malam hari yang difokuskan untuk menjaga memeriksa semua peralatan pemadam Kebakaran, seperti tabung pemadam kebakaran, Hydrant, dan peralatan lainnya, sehingga dapat dipastikan bahwa semua peralatan tersebut berfungsi dengan baik pada saat diperlukan sehingga apabila  terjadi  suatu kejadian dapat diantisipasi dengan segera untuk menghindari kerugian yang lebih besar.

 

7.    Disarankan kepada pihak manajemen pabrik yang sudah tidak melakukan Latihan penanggulangan kebakaran dalam suatu tahun terakhir ini untuk aktif kembali memberikan training tersebut dengan mengikutsertakan pihak-pihak yang berkepentingan seperti: Dinas Pemadam Kebakaran dari pemerintah daerah setempat. Trainer dari pihak supplier atau distributor alat pemadam kebakaran atau trainer dari pihak perusahaan sendiri.

 8.    Pihak manajemen harus menunjuk seorang ‘’Emergency Coordinator’’ yang bertugas untuk mengkoordinator semua pihak terkait dan mengambil langkah-langkah yang tepat untuk meminimalkan kerugian yang terjadi seperti memimpin semua pihak dalam usaha untuk mematikan sumber api atau kebakaran, menyelamatkan orang dan harta benda dan sebagainya. Dan menunjuk seorang ‘’Deputy Emergency Coordinator‘’ yang bertugas untuk menggantikan tugas ‘’Emergency Coordinator’’ apabila sedang berhalangan atau tidak ada. Semua petugas satpam dan karyawan yang bertugas selama liburan Hari Raya Idul Fitri, harus diberitahukan mengenai nomor telpon pihak-pihak terkait yang dapat atau harus dihubungi bila dalam keadaan darurat seperti kantor kepolisian terdekat, dinas pemadam kebakaran terdekat, rumah sakit terdekat, dan sebagainya.

 

9.    Membina hubungan yang baik dengan masyarakat sekitar lokasi pabrik sehingga apabila terjadi suatu hal yang menimbulkan kerugian atau mebahayakan pabrik dan lokasi pabrik, masyarakat sekitar dapat langsung memberikan bantuan yang diperlukan untuk meminimalkan atau meperkecil kerugian yang terjadi.            

 

10.  Apabila pihak Bapak sudah mempunyai ‘’CONTINGENCY PLAN’’ sendiri maka kami sangat menganjurkan agar semua langkah-langkah yang  tercantum dalam ‘’CONTINGENCY PLAN’’ tersebut dapat disiapkan dan dilaksanakan dengan sebaik-baiknya oleh semua pihak yang bertanggung jawab agar kemungkinan terjadinya kerugian menjadi kecil.

CARA MENENTUKAN NILAI PERTANGGUNGAN UNTUK ASURANSI

 

CARA MENENTUKAN NILAI PERTANGGUNGAN UNTUK ASURANSI

 

1.       Dalam industri Asuransi, untuk jenis apapun, Nilai pertanggungan  atas aset yang diasuransikan tidak pernah ditentukan oleh pihak Penanggung. Akan tetapi ditentukan oleh Tertanggung sendiri.

 

2.       Untuk Semua Jenis Asuransi, Pihak tertanggung, biasanya akan menentukan Nilai pertanggungan berdasarkan Estimasi, dimana estimasi ini diperhitungkan untuk bisa se-akurat mungkin untuk nilai pembayaran yang akan diterima saat terjadi klaim.

 

3.       Dalam hal terjadi Klaim Asuransi, ada 2 type jenis Polis Asuransi kerugian, yaitu :

a.       Indemnity Basis

“Indemnity basis means that the insurance will only pay for the second hand value of the item i.e. what you might get if you sold it. This is its market value, not the written down value.”

b.       Reinstatement Basis

“Reinstatement cover means that the insurers will pay the cost of replacement with a new one which is equal to but not better than the item lost or damaged. This is usually the basis of cover under the Event Assured "all risks" cover, provided the sum insured represent the full replacement cost.”

c.       Catatan: Artinya Indemnity Basis akan memperhitungkan Depreciation Cost. Sementara Reinstatement akan memberikan nilai penggantian Sesuai dengan Biaya Full Perbaikan atau penggantian untuk memulihkan kembali aset tertanggung.

 

4.       Selain dari jenis polis yang diuraikan dalam butir 3, perlu juga diketahui tentang efek Penentuan Nilai pertanggungan terhadap nilai penggantian klaim asuransi yaitu adanya pengenaan Average Condition – jika Nilai pertanggungan dianggap Under Insurance.

 

Under Insurance adalah :

as the occurrence when there is a shortfall between the amount of cover selected and the actual replacement value of what is being insured. The result is that you will only be paid a proportional part of your claim. In the event of a claim the principle of ‘average’ would then be applied.

 

What is the principle of “average”?

 

Average is an insurance principle which has frustrated many insured clients – yet it is a simple and easy one to understand. If an item or property is underinsured, the insured must bear a rateable proportion of each and every loss. Technically, you become your own insurer for the balance of the loss.

 

The formula determining average is as follows:

 (Sum Insured / Value at Risk) x Amount of Loss

 

This can be best explained by way of a few examples:

A machine is insured for R10 000. The actual replacement value of the item is R20 000. If the machine was damaged by fire resulting in repairs to the value of R5 000 in repairs, the claims settlement would be calculated as follows:

(R10 000 / R20 000) x R5 000 Amount payable : R2 500

 

5.       Terkait dengan penjelasan diatas dan dengan pertimbangan Bahwa tujuan Tertanggung dalam menutup Asuransi harus bisa memulihkan kembali saat setelah terjadi kerugian, maka penting bagi tertanggung untuk memperhitungkan Estimasi Nilai pertanggungan yang cukup Akurat yang dimaksudkan untuk mendapatkan nilai penggantian klaim yang bisa merefleksikan Nilai untuk memulihkan kembali Aset yang rusak/hilang.

 

6.       Dalam beberapa Alternatif perhitungan Nilai Pertanggungan, yang terbaik adalah menggunakan cara Menghitung Estimasi Nilai aset yang diasuransikan berdasarkan Harga Pasar – Untuk membeli kembali. 

 

Biasanya dimungkinkan untuk menggunakan Outsource Appraisal, atau staff perusahaan yang bisa meneliti Nilai pertanggungan sesuai harga Pasar (untuk membeli kembali) pada tahun asuransi akan diaktifkan itu berapa nilainya.

 

“Harga Pasar” itu sendiri, bisa di asumsikan dalam beragam kalkulasi, misalnya :

-          Harga Pasar untuk Appraisal Load Bank – ini tidak bisa digunakan utk Nilai Pertanggungan Asuransi

-          Harga Pasar untuk Appraisal saat Aset akan dijual – ini juga tidak bisa digunakan untuk Nilai Pertanggungan Asurnasi

-          Harga Pasar untuk kita membeli kembali / membangun kembali unit  Aset yang sama dan spesifikasi yang sama , adalah Nilai Appraisal yang terbaik untuk menghitung Nilai pertaggungan.

 

7.        Pada umumnya, tertanggung dalam menentukan nilai pertanggungan akan memiliki kebijakan Manajemen sendiri, dengan beragam alternatif misalnya :

a.       Ada yang berdasarkan nilai Kontrak dengan Lessor.

b.       Ada yang berdasarkan nilai Buku (Book Value) tapi ini akan terkait dengan Depresiasi

c.       Ada yang berdasarkan Nilai Market Value (Nilai pasar untuk membeli kembali).

 

8.       Dalam Hal Asuransi Aviasi / Pesawat, Nilai Pertanggungan Polis Asuransi Aviasi ditetapkan secara “Agreed-Value” basis.

What is Agreed Value Basis ?

General insurance property insurance policies are designed to provide the policyholder with an indemnity in the event of a claim and the level of this indemnity sometimes defined by an agreed value policy but what is an agreed value insurance policy and when is it used?

 

The purpose of indemnity is to place the policyholder in the same financial position following a loss or claim as they enjoyed immediately prior to the loss and the way in which the loss of value is calculated will be defined in the policy but the most common forms are a strict indemnity basis, your receive the sum equivalent to what you paid for the property that is lost or destroyed or more commonly on a reinstatement basis where you receive the cost of replacement as new. In both cases this is subject to the total sums insured under the policy adequately representing the full value at risk.

 

In certain cases it is more difficult to correctly assess the replacement value of property and the price paid for property may not adequately represent the property’s true value. In these cases an agreed value policy may provide the solution to a suitable way of providing indemnity under a policy.

 

Under an agreed value policy, both parties agree to an amount that will be paid out by the insurer in respect of a claim resulting in  total loss of the property and this is the agreed value that will be paid out in the event of a claim irrespective of market fluctuations in the actual value of that property.

 

In the event of a claim for partial loss the insurer may elect to repair the property but if that is not possible then the insurer will pay out an amount equivalent to the the current loss in market value of the property as a result of the loss. In certain circumstances, a combination of these may apply where the insurer may elect to undertake repairs but also meet the cost of any reduction in market value.

 

What types of insurance are suitable for an agreed value basis of settlement?

 

Insurance in respect of high value and or property of a specialist nature, such as jewellery, works of art and classic cars are well suited to an agreed value insurance policy and many specialist policies are available in the market designed to meet these specific requirements.

 

More generally marine insurance policies are normally underwritten on an agreed value basis under which both parties, the insurer and the insured, agree to the amount payable in respect of a claim involving total loss even though the market value of the property may rise or fall during the period of transit. And Others,  as well as applied in Aviation Insurance.

 

How is an agreed value different from a sum insured under a standard insurance policy?

 

As stated the agreed value is the amount payable by the insurer in respect of a total loss under the policy, the sum insured under alternative basis of settlement represents the insurer’s maximum liability in respect of claims for a total loss.

 

In simple terms, if the total value of the property lost is lower than the total sum insured under the policy then it is the lower value upon which the insurer will base the settlement of the claim.

 

Berdasarkan hal tersebut diatas, terkait dengan Polis Asuransi Pesawat, yang terbaik adalah :

a.        menetapkan Nilai pertanggungan dalam basis Agreed Value, dimana Nilai yang disepakati sebagai Agreed Value, merefleksikan nilai pertanggungan sesuai Harga Pasar untuk memulihkan kembali kondisi keuangan tertanggung yang sama sesaat setelah kejadian

b.       Untuk Long term Period, Tertanggung juga wajib melakukan “Review” ulang Nilai pertanggungan berdasarkan Harga Pasar untuk membeli kembali unit aset pada tahun yang bersangkutan (Polis akan diaktifkan)

Dalam kaitan Jenis Polis Asuransi Lainnya (Non Aviasi), ketentuan mengenai perlunya Nilai pertanggungan diperhitungkan sebagai Nilai Market Value tetap melekat, karena adanya pertimbangan Kondisi “Under Insurance”, “Average  Condition:, Reinstatement dan Indemnity yang sudah diuraikan pada butir-butir awal tersebutkan diatas.

TARIF PREMI ASURANSI KENDARAAN DAN PROPERTY BERIKUT PERLUASAN GEMPA BANJIR RSMDCC DAN KETENTUAN LAINNYA SESUAI SE OIK

 uNTUK MENGAKSES DATA SILAHKAN KLIK DISINI

 SE OJK 6 /SEOJK.05/2017 PENETAPAN TARIF PREMI ATAU KONTRIBUSI PADA LINI USAHA ASURANSI HARTA BENDA DAN ASURANSI KENDARAAN BERMOTOR TAHUN 2017

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

20

200

 

Mining (underground or above ground) of precious metal (Gold, Silver, Platinum and other precious metals) including primarily smelting and refining

0,490

0,613

0,735

0,919

0,980

1,225

201

 

Mining (underground or above ground) of Aluminium including Smelting and Refinery

0,800

1,000

1,200

1,500

1,600

2,000

202

 

Iron Mines, Blast Furnaces, Iron Foundries and Primary metal product

Judul tanpa tarif

2020

Iron Mines (underground or above ground)

0,700

0,875

1,050

1,313

1,400

1,750

2021

Blast Furnaces and Iron Foundries, kegiatan pengubahan seperti reduksi bijih besi dalam tungku pembakar dan oxygen converter.

0,805

1,006

1,208

1,509

1,610

2,012

203

 

Steelworks and Rolling Mills, termasuk juga pembuatan besi dan baja paduan. Termasuk kegiatan tungku pembakar selain blast furnaces, steel converter, pabrik penggulungan dan finishing; produksi besi kasar dalam bentuk dasar seperti balok; produksi besi campuran.

1,085

1,356

1,628

2,035

2,170

2,713

204

 

Exploration and Production of Crude Petroleum and Natural Gas, Terminals, and geothermal

Judul tanpa tarif

2041

Exploration and Production for Crude Petroleum, on shore only

2,915

3,644

 

2042

Crude Petroleum Pipe Lines including pump station, on shore only

1,635

2,044

2043

Exploration and Production for Natural gas and geothermal, on shore

2,702

3,378

 

2044

Natural Gas Transmission and distribution including geothermal (including pipelines and pump stations), on shore only

2,489

3,111

 

2045

Terminal for crude oil

1,849

2,311

2046

Terminals for Liquefied Gases

2,275

2,844

2047

Other petroleum and gas products

3,200

4,000

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2048

Degasification Stations

2,062

2,578

 

2049

Off shore Facilities

2,987

3,733

205

 

Mines, Other than Iron, Aluminium, Precious Metal, Salt

Judul tanpa tarif

2051

Extraction and Processing above Ground

0,996

1,245

1,494

1,868

1,992

2,490

2052

Extraction and Processing below Ground

1,145

1,432

1,718

2,148

2,291

2,863

2058

Other and /or Mixed

1,295

1,619

1,942

2,428

2,590

3,237

206

 

Foundries , Reduction Plants (Smelting and Refinery) for Metals (Excluding Iron, Alumunium and Precious Metal)

0,754

0,942

1,130

1,413

1,507

1,884

207

 

Coal and Lignite Extraction, Asphalt Mines

Judul tanpa tarif

2071

Extraction and Processing of Coal and Lignite above Ground (surface)

0,981

1,226

1,471

1,839

1,962

2,452

2072

Extraction and Processing of Coal and Lignite below Ground

1,422

1,778

2,133

2,667

2,844

3,555

2073

Coal Coking Plants (kokas)

1,275

1,594

1,913

2,391

2,550

3,188

2074

Manufacturing of Coal Briquettes

1,128

1,410

1,692

2,115

2,256

2,820

208

 

Salt mines

Judul tanpa tarif

2081

Salt mines, extraction from rock or evaporated deposit

0,980

1,225

1,470

1,837

1,960

2,449

2082

Salt extraction from sea water (tambak garam)

0,852

1,065

1,278

1,598

1,704

2,130

209

 

Peat extraction, Peat processing

0,500

0,625

0,750

0,938

1,000

1,250

21

210

 

Stone, gravel and sand extraction installations

0,550

0,688

0,743

0,928

0,935

1,169

211

 

Cement, Chalk, Lime and Gypsum Industry

Judul tanpa tarif

21121

Cement Factories with rotary kiln

0,870

1,088

1,305

1,631

1,740

2,175

21122

Cement Factories without rotary kiln

0,780

0,975

1,170

1,463

1,560

1,950

2113

Concrete product, Ready Mixed Concrete, Unfired Stoneware, Industri  beton, barang-barang dari batu buatan atau semen yang digunakan dalam konstruksi, seperti ubin, batu bata, papan, lembaran, panel, pipa, tonggak dan sebagainya. Industri mortar bubuk.
Industri beton, dry mixed
dan mortar siap pakai.
Industri barang-barang
gips yang digunakan dalam konstruksi, seperti papan, lembaran, panel.

0,690

0,863

1,035

1,294

1,380

1,725

 

2114

Artificial Teeth, non plastic

0,600

0,750

0,900

1,125

1,200

1,500

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

212

 

Asbestos Products, Cut Stone and Stone products, (Animal) Bones and/or Shell crushing for feed, Mineral Wool

Judul tanpa tarif

2121

Asbestos products, Cut stone and stone products

1,188

1,485

1,782

2,228

2,376

2,970

2122

Animal Bones and/or shell crushing for feed

1,366

1,708

2,049

2,562

2,732

3,415

2123

Mineral Wool

1,544

1,931

2,317

2,896

3,089

3,861

213

 

Brick and Structural Clay Tile, and structural Clay products (batubata, genteng, ubin)

Judul tanpa tarif

2131

Factories which only have Tunnel Kilns

0,600

0,750

0,900

1,125

1,200

1,500

2132

Factories which other types of Kilns

0,531

0,664

0,796

0,995

1,062

1,327

2133

Ceramic Color, Ceramic Frit, Glass Enamel Color, Inorganic Pigments

0,462

0,577

0,692

0,866

0,923

1,154

214

 

Porcelain, Earthenware, Stoneware, Pottery, Clay Refractories, Ceramic Wall and tiles factory

Judul tanpa tarif

2141

Factories which only have Tunnel Kilns

0,748

0,935

1,122

1,402

1,496

1,870

2142

Factories with other kiln

0,650

0,813

0,976

1,220

1,301

1,626

215

 

Glass works, Glass blowing plants

Judul tanpa tarif

2151

Glass container, Pressed and Blown Glass and Glassware

1,834

2,292

2,750

3,438

3,667

4,584

2152

Flat Glass including tempered

1,594

1,993

2,392

2,990

3,189

3,986

2158

Mixed

2,073

2,591

3,109

3,886

4,145

5,182

216

 

Glass Products Made of Purchased Glass, lenses, safety glass, mirror

2,052

2,566

2,771

3,463

3,489

4,361

217

 

Precious stone workshops and processing plant

0,375

0,469

0,506

0,633

0,637

0,797

218

 

Emery and abrasive materials factories

2,717

3,396

3,667

4,584

4,618

5,773

219

 

Tarcoated chippings manufacture, asphalt and roofing felt factories, Asphalt Goods

3,124

39,054

4,686

5,858

6,249

7,811

22

220

 

Foil and sheet making plant, Forging Works, Locksmiths, Constructional Metalworks

Judul tanpa tarif

2201

Sheet rolling mills and foil making plants, forging works, locksmiths, constructional metal works, insulating pipes or metal

0,584

0,731

0,877

1,096

1,169

1,461

2202

Metal product from metal powder, industri penempaan, pengepresan, pencetakan dan pembentukan logam dengan metalurgi bubuk

1,801

2,251

2,701

3,377

3,602

4,502

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2203

Mixed

1,241

1,551

1,861

2,326

2,481

3,102

221

 

Industrial, Mining and Commercial Machinery, Metal Coating Services, Coating Processes Using Flammable Materials including dipping and spray painting

Judul tanpa tarif

2211

Industrial, Mining and Commercial Machinery

Judul tanpa tarif

22111

Industrial, Mining and Commercial Machinery, without melting of metal

0,410

0,513

0,616

0,770

0,821

1,026

22112

Industrial, Mining and Commercial Machinery with melting of metal

0,472

0,590

0,708

0,885

0,944

1,180

2212

Metal Coating Services (enameling, zincing, galvanizing, anodizing)

3,279

4,099

4,919

6,148

6,558

8,198

2213

Coating Processes Using Flammable Materials including dipping and spray painting services

0,941

1,176

1,411

1,764

1,881

2,352

2214

Metal/Steel Furniture factories (where plastic and foam is utilized) plastic cupboards and foldable chair factories

1,996

2,495

2,993

3,742

3,991

4,989

2215

Metal / Steel Spring Mattresses Manufacturing (without foam)

2,570

3,212

3,854

4,818

5,139

6,424

2218

Mixed

3,689

4,611

5,533

6,917

7,378

9,222

222

 

Manufacture of electrical apparatus, Wet & dry batteries, Measuring and Precision apparatus photographic apparatus, Scientific laboratories

Judul tanpa tarif

2221

Manufacture assembly and repair of electrical machines and apparatus

0,750

0,937

1,125

1,406

1,500

1,875

2222

Wet and dry battery factories

0,580

0,725

0,870

1,087

1,160

1,449

2223

Manufacture of measuring equipment photographic apparatus precision instrument, and scientific laboratories

0,823

1,029

1,235

1,543

1,646

2,058

2228

Mixed

1,375

1,718

2,062

2,578

2,749

3,437

223

 

Cable and wire factories

Judul tanpa tarif

2231

Wire factories

0,754

0,943

1,131

1,414

1,509

1,886

2232

Cable factories

0,787

0,983

1,180

1,475

1,574

1,967

2233

Nails, screws, bolts and nuts factories

0,618

0,772

0,927

1,159

1,236

1,545

2238

Mixed

0,760

0,950

1,140

1,425

1,520

1,900

224

 

Vehicle, Railways carriage and locomotive, Aircraft, Ships construction and assembling plants

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2241

Vehicle construction plants including bicycle and becak (three wheels)

0,429

0,536

0,644

0,805

0,858

1,073

2242

Construction of railway carriages and locomotives

0,908

1,135

1,362

1,702

1,815

2,269

2243

Aircraft construction plants

0,722

0,902

1,082

1,353

1,443

1,804

2244

Ship construction, naval shipyards

0,676

0,845

1,014

1,268

1,353

1,691

2245

Vehicle assembling plants

0,410

0,513

0,615

0,769

0,820

1,025

2248

Mixed

0,861

1,076

1,291

1,614

1,721

2,152

225

 

Manufacture and or assembly of telecommunication or computer apparatus and Integrated circuits (IC)

Judul tanpa tarif

2251

Manufacture and or assembly of telecommunication apparatus

0,906

1,132

1,359

1,699

1,812

2,265

2252

Manufacture and or assembly of computer apparatus

1,169

1,462

1,754

2,192

2,338

2,923

2253

Manufacture of Integrated Circuit (IC) from Chips

1,354

1,692

2,031

2,538

2,708

3,385

226

 

Radio and Television Receiver factories, and or assembling plant, audio and audio-video recorder and or player factories and or assembling plants, manufacture of parts for radio and television receivers, audio and audio-video recorders and or players

Judul tanpa tarif

2261

Radio and television receiver factories and or assembling plants, audio video recorder and or player factories and or assembling plants

0,824

1,030

1,236

1,545

1,648

2,060

2262

Factories of parts for radio and television receivers, audio and audio-video recorders and players

1,187

1,483

1,780

2,225

2,373

2,967

227

 

Light Bulb Factories, Manufacture of Electronic Tubes and Fluorescent Tubes, Neon Signs, LED

0,778

0,973

1,167

1,459

1,556

1,945

228

 

Watches and clocks and their component parts factories

0,829

1,036

1,243

1,554

1,657

2,072

229

 

Metal jewelry and precious metal goods factories/diamond polishing factories

Judul tanpa tarif

 

2299

Other industries in main category 22

0,771

0,964

1,156

1,445

1,542

1,927

23

230

 

Chemical products, pharmaceutical products

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2300

Chemical products, pharmaceutical products

Judul tanpa tarif

23001

General Chemical Products Factories, including biofuel from vegetable oil and oleochemical

Judul tanpa tarif

230011

General Chemical Products Factories flammable, including biofuel from vegetable oil and oleochemical

2,272

2,841

3,409

4,261

4,545

5,681

230012

General Chemical Products Factories non flammable

1,976

2,470

2,964

3,705

3,952

4,940

23002

Pharmaceutical Products Factories and Medicated Plaster

0,984

1,230

1,476

1,845

1,968

2,460

23003

Natural Drug (Jamu)

1,188

1,486

1,783

2,228

2,377

2,971

23004

Pesticides and agricultural chemical

1,382

1,728

2,074

2,592

2,765

3,456

23005

Paint & Varnish

Judul tanpa tarif

230051

Solvent base product

5,644

7,055

8,466

10,583

11,288

14,110

230052

Water base product

2,258

2,822

3,386

4,233

4,515

5,644

23006

Acid, Alkaline Factories

3,104

3,880

4,656

5,820

6,208

7,760

23007

Chlor - Alkali Electrolysis

3,951

4,939

5,926

7,408

7,902

9,877

23008

Air Separation Plants (production of Technical Gases,e.g. Oxygen, Nitrogen, Hydrogen)

4,797

5,997

7,196

8,995

9,595

11,993

23009

Peroxide Manufacture, Application and Storage

5,644

7,055

8,466

10,583

11,288

14,110

23010

Others than 23006 –
23009

6,491

8,113

9,736

12,170

12,981

16,226

23012

Ink Factory

Judul tanpa tarif

230121

Ink factories - solvent base

1,380

1,725

2,070

2,588

2,760

3,450

230122

Ink factories - water base

1,200

1,500

1,800

2,250

2,400

3,000

231

 

Oil Processing

Judul tanpa tarif

2310

Oil Refinery, establishments primarily engaged in producing gasoline, kerosene, distillate fuel oils, residual fuel oils and through fractionation or
straight distillation of
crude oil, re-distillation of unfinished petroleum derivatives, cracking or other processes. Refinery products and
byproducts typically
include alkylates; asphalts; bitumens; benzene; butadiene; butylenes; ethylene; jet aircraft fuels; mineral jelly, oils and waxes; naphtha; naphthenic acids; paraffin wax; propylene; refinery gas; solvents; tar; biofuel

2,135

2,669

 

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

mixing, lubricating oil from petroleum refinery, etc.

 

 

 

2311

Other Chemical and physical treatments e.g washing, desalinating, etc

Judul tanpa tarif

 

23111

Hydrogen Generation from Natural Gas, Refinery Gas, or Liquid

1,857

2,321

2,785

3,481

3,713

4,641

23115

Lubricating oils and greases by blending and compounding purchased materials including re- used oil processing

1,614

2,018

2,422

3,027

3,229

4,036

232

 

Petrochemical works

Judul tanpa tarif

2321

Primary Petrochemical Works with Basic Materials such as Ethylene, Methanol, Propylene, Butadiene, Benzene, Toluene, Xylene, producing formaldehyde, Acetic acid, ethanol, ethylene, oxide, ethylene dichloride, polyethylene, ethylbenzene, cumene, polypropylene, isopropanol,
propylene oxide,
cyclohexane

1,616

2,020

2,425

3,031

3,233

4,041

2322

Petrochemical Intermediate Products (Vinyl Chloride Monomer and Other than 2321)

1,914

2,393

2,871

3,589

3,828

4,785

2323

Polymerization on a Large Scale including manufacture of PP, PET, PE, ABS, PU, PIR, PS,
PVC, Teflon, silicones, etc

1,452

1,815

2,178

2,723

2,904

3,630

2324

Fertilizer factories on petrochemical basis

Judul tanpa tarif

23241

Ammonia Production and/or Urea Production

0,960

1,201

1,441

1,801

1,921

2,401

23242

Production of Melamine Powder/Melamine Crystal using Urea Solution and Ammonia Gas

0,835

1,044

1,253

1,566

1,670

2,088

2325

Synthetic rubber

3,092

3,865

4,638

5,798

6,185

7,731

2326

Liquefaction of natural gas

1,759

2,199

2,639

3,299

3,518

4,398

2327

Liquefaction of petroleum gases

1,224

1,530

1,836

2,295

2,448

3,060

2328

Petrol coke, soot, graphite

6,846

8,558

10,269

12,837

13,692

17,115

2329

Liquefaction and gasification of coal

8,215

10,269

12,323

15,404

16,431

20,538

233

 

Storage Tanks (non terminal)

Judul tanpa tarif

2331

Crude Oil (non terminal)

1,189

1,487

1,784

2,230

2,379

2,974

2332

Oil Products in Tanks located in the Harbour Area (non terminal)

1,400

1,750

2,100

2,625

2,800

3,500

2333

Liquefied Gases (non terminal)

2,127

2,659

3,190

3,988

4,254

5,317

2334

Pipeline for chemical products

1,422

1,778

2,133

2,667

2,844

3,555

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2335

Other liquid chemicals (e.g ammonia)

1,589

1,987

2,384

2,980

3,179

3,973

234

 

Manufacturer of plastic articles, Foam plastic, Synthetics resin

Judul tanpa tarif

2341

Manufacture of Plastic product by extrusions, compression, transfer molding, injection molding, blow molding, blow stretch molding, etc

2,505

2,800

3,758

4,200

5,011

5,600

2342

Manufacture and processing of foam and expanded plastics

14,623

18,279

21,935

27,418

29,246

36,558

2343

Manufacturer of synthetic adhesive also called synthetic resin adhesive

Judul tanpa tarif

23431

Using Inflammable / Combustible / Volatile Liquids and or Solids at anytime during the production process

5,850

7,313

8,776

10,970

11,701

14,626

23432

Using Liquid Methanol, Water and Air in a continuous process to produce Formaldehyde Gas thence Formaldehyde Solution in Water (Formalin) and then by mixing with either Urea, Phenol, Melamine, or Resorcinol in batch produce the related Formaldehyde Resin Adhesives

6,728

8,410

10,092

12,615

13,456

16,820

235

 

Manufacture of Artificial Fibres (Petrochemical Feedstock Process), Establishments primarily engaged in the manufacture of cellulosic fibers, such as rayon, viscose, cellulose acetate, cigarette
tow, nitrocellulose
fibers, etc, in the form of monofilament, yarn, staple or tow suitable for further manufacturing on spindles, looms, knitting machines or other textile processing equipment.

1,974

2,467

2,961

3,701

3,948

4,935

236

 

Manufacture of film, photographic paper, magnetic tape and celluloid batch adhesive tape (selotip)

0,700

0,875

1,050

1,313

1,400

1,750

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

237

 

Manufacture of tooth paste, soap, detergents, polishes, etheric oils, essences, parfumes, and cosmetic products, gelatine non-synthetic adhesives, starches, candles and wax goods, natural resins

 

 

 

 

 

 

2371

Manufacture of soaps, detergents and polishes

1,022

1,277

1,532

1,916

2,043

2,554

2372

Manufacture of etheric oils, essences, perfumes and cosmetic products

1,221

1,526

1,831

2,289

2,442

3,052

2373

Manufacture of gelatine, non-synthetic adhesives, starches, candles and wax goods, natural resins

2,839

3,549

4,258

5,323

5,678

7,097

2374

Manufacture of natural adhesives (glue) of organic origin coming from animal, vegetable or mineral source

Judul tanpa tarif

23741

water based

3,800

4,750

5,700

7,125

7,600

9,500

23742

solvent based

4,370

5,463

6,555

8,194

8,740

10,925

2378

Mixed

2,200

2,750

3,300

4,125

4,400

5,500

238

 

Chemical fertilizer factories (conventional)

1,427

1,783

2,140

2,675

2,853

3,566

239

 

Powders, explosives, matches and firework factories

Judul tanpa tarif

2399

Powder, Explosives, Matches and Firework Factories

8,700

10,875

13,050

16,313

17,400

21,750

24

240

 

Spinning Mills, pre- spinning process

Judul tanpa tarif

2401

Spinning mills, Pre- spinning : Animal Fibres

1,794

2,243

2,691

3,364

3,588

4,485

2402

Spinning mills, Pre- spinning : Vegetable and cellulose fibres

1,670

2,088

2,505

3,132

3,340

4,175

2403

Spinning mills, Pre- spinning : Synthetic fibres (mechanical process)

1,550

1,938

2,325

2,906

3,100

3,875

2408

Spinning mills,Pre- spinning : Mixed

2,159

2,699

3,239

4,049

4,319

5,398

241

 

Weaving, pre-weaving process

Judul tanpa tarif

2411

Weaving, Pre-Weaving Processes: Animal fibres

1,601

2,002

2,402

3,002

3,203

4,003

2412

Weaving, Pre-Weaving Processes: Vegetable and cellulose fibres

1,744

2,180

2,616

3,271

3,489

4,361

2413

Weaving, Pre-Weaving Processes: Synthetic fibres

1,428

1,785

2,142

2,677

2,856

3,569

2418

Weaving, Pre-Weaving Processes: Mixed

2,081

2,601

3,121

3,902

4,162

5,202

242

 

Dressing (including but not limited to printing) and finishing

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2421

Dressing and finishing processes : Animal Fibres

1,738

2,173

2,608

3,260

3,477

4,346

2422

Dressing and finishing processes : Vegetable and Cellulose Fibres

1,210

1,513

1,816

2,269

2,421

3,026

2423

Dressing and finishing processes : Synthetic Fibres

1,386

1,732

2,079

2,598

2,772

3,465

2428

Dressing and finishing processes : Mixed

2,065

2,582

3,098

3,872

4,131

5,163

243

 

Mixed processes (Spinning, Weaving, Dressing and Finishing)

Judul tanpa tarif

2431

Mixed processes(spinning, weaving) :Animal fibres

1,790

2,238

2,685

3,356

3,580

4,475

2432

Mixed processes(spinning, weaving) : Vegetable and cellulose

1,445

1,806

2,167

2,709

2,889

3,612

2433

Mixed processes(spinning, weaving) : Synthetic fibres

1,745

2,182

2,618

3,272

3,491

4,363

2438

Mixed processes(spinning, weaving) : Mixed

2,102

2,627

3,153

3,941

4,203

5,254

244

 

Processing of textile waste and non woven process

Judul tanpa tarif

2441

Processing of textile waste
: Animal fibres

4,890

6,113

7,335

9,169

9,780

12,225

2442

Processing of textile waste
: Vegetable and cellulose
fibres

4,877

6,096

7,315

9,144

9,754

12,192

2443

Processing of textile waste
: Synthetic fibres

2,599

3,249

3,898

4,873

5,198

6,497

2448

Processing of textile waste
: Mixed

3,658

4,572

5,486

6,858

7,315

9,144

245

 

Ropemakers, stringmakers, sackmakers, blankets weaving mills, carpet manufacturer

Judul tanpa tarif

2451

Ropemakers, stringmakers and sackmakers

1,605

2,006

2,407

3,009

3,209

4,012

2452

Blanket waving mills and carpet manufacture

1,410

1,763

2,115

2,644

2,820

3,525

2458

Mixed

1,550

1,938

2,325

2,906

3,100

3,875

246

 

Knitting mills, knitwear factories, stocking factories, glove factories hosiery mills, lamp wick factories, clothing and underwear manufacturers, sewing works, furrires, skin processing works, custom tailors, umbrella factories, felt goods factories, lace

Judul tanpa tarif

2461

Knitting mills, knitwear factories, stocking factories, hosiery mills, glove factories and lamp wick factories

3,180

3,975

4,771

5,963

6,361

7,951

2462

Clothing and underwear manufactures, sewing works, furriers, skin processing works, custom tailors (garment

1,285

1,606

1,928

2,409

2,570

3,213

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

manufacture) - large scale/factory based.

 

 

 

 

 

 

2463

Umbrella factories, felt goods factories, lace factories, embroidery factories

1,655

2,069

2,483

3,104

3,311

4,138

2464

Batik Establishments

1,171

1,463

1,756

2,195

2,341

2,927

2465

Clothing, underwear, jacket, custom tailor and other garment product (konveksi) - small scale/home industry

1,906

2,130

2,859

3,195

3,812

4,260

2466

Zipper Factories

2,514

3,143

3,771

4,714

5,028

6,286

2468

Mixed

1,499

1,873

2,248

2,810

2,997

3,747

247

 

Upholstery, cushion maker’s and saddler's workshops

3,350

4,188

5,025

6,281

6,700

8,375

248

 

Cotton wool and capoc factories

3,223

4,029

4,834

6,043

6,446

8,057

249

 

Laundries, pressers, dry- (chemical) cleaning, cleaning of feathers and down

Judul tanpa tarif

2491

Laundries and pressers

2,800

3,500

4,200

5,250

5,600

7,000

2492

Dry-(chemical) cleaning

2,354

2,942

3,531

4,413

4,708

5,885

2493

Cleaning of feathers and down

3,100

3,875

4,650

5,813

6,200

7,750

2498

Mixed

2,600

3,250

3,900

4,875

5,200

6,500

25

250

 

Wood pulp, cellulose based on wood pulp and linoleum factories

Judul tanpa tarif

2501

Wood pulp and cellulose based on wood pulp

2,852

3,566

4,279

5,348

5,705

7,131

2502

Lino factories

4,423

5,529

6,635

8,293

8,846

11,058

2508

Mixed

4,469

5,587

6,704

8,380

8,938

11,173

251

 

Paper, cardboard and hardboard factories

Judul tanpa tarif

2511

Paper manufacture

2,287

2,556

3,431

3,834

4,574

5,112

2512

Manufacture of cardboard and hardboard

3,067

3,834

4,601

5,751

6,134

7,668

2518

Mixed

3,282

4,102

4,922

6,153

6,563

8,204

252

 

Cartoon and paper goods factories, bookbinders

Judul tanpa tarif

2521

Carton Manufacture including corrugated paper product

4,363

5,454

6,545

8,181

8,726

10,908

2522

Paper goods and or carton goods factories

2,959

3,699

4,439

5,549

5,919

7,399

2523

Bookbinders

2,807

3,509

4,211

5,264

5,614

7,018

2528

Mixed

3,869

4,837

5,804

7,255

7,738

9,673

253

 

Newspaper printers, other printers, art printing works, lithographers, screen printing on paper (sablon), typeplate workshops, block workshops, photogravure workshops

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2531

Newspaper printers

0,713

0,891

1,070

1,337

1,426

1,783

2532

Other printers, art printing works, lithographers, sablon

1,148

1,435

1,722

2,152

2,296

2,870

2533

Typeplate workshops, block workshops

1,892

2,365

2,838

3,548

3,785

4,731

2534

Photogravure workshop

1,762

2,202

2,642

3,303

3,523

4,404

2538

Mixed

2,134

2,667

3,201

4,001

4,268

5,335

254

 

Coloured paper and/or wallpaper printing works

2,315

2,894

3,473

4,341

4,631

5,788

255

 

Straw and rush goods factories

1,631

2,038

2,446

3,058

3,262

4,077

256

 

Leather production and tanneries

1,323

1,654

1,985

2,481

2,646

3,308

257

 

Shoe factories

Judul tanpa tarif

2571

Leather

5,415

6,768

8,122

10,152

10,829

13,537

2572

Rubber and/or Canvas

5,844

7,306

8,767

10,958

11,689

14,611

2578

Other materials or mixture of above mentioned materials and other materials

7,269

9,087

10,904

13,630

14,539

18,173

258

 

Leather goods factories

Judul tanpa tarif

2581

Leather goods factories

0,931

1,163

1,396

1,745

1,861

2,327

2582

Imitation leather goods factories

2,985

3,731

4,477

5,596

5,969

7,462

2588

Mixed

2,854

3,567

4,281

5,351

5,708

7,135

259

 

Rubber goods factories, foamed rubber factories, tyre factories, vulcanizing works, rubber factories (non estate risk), tyre cord manufacturers

Judul tanpa tarif

2591

Rubber goods factories (excluding foamed rubber)

2,603

3,254

3,905

4,881

5,206

6,508

2592

Foamed rubber factories

8,692

10,865

13,038

16,298

17,385

21,731

2593

Tyre factories, vulcanizing works rubber factories (non estate risks)

1,036

1,295

1,554

1,942

2,072

2,590

25931

Tyre Cord Manufacturers (using Tyre Yarn as basic Material)

0,901

1,126

1,351

1,689

1,802

2,252

2594

Remilling factories

2,837

3,547

4,256

5,320

5,674

7,093

2595

Smoke houses (rubber)

22,271

27,839

33,407

41,758

44,542

55,678

2596

Crumb Rubber Factories (natural and recycling)

3,130

3,912

4,694

5,868

6,259

7,824

2598

Mixed

6,007

7,509

9,011

11,263

12,014

15,018

26

260

 

Sawmills, carpenter's shops, parquet factories, sawing and cutting of firewood

Judul tanpa tarif

2601

Sawmills, panglong (sawmills with manual manufacture only)

7,031

8,788

10,546

13,183

14,062

17,577

2602

Carpenter's shops, parquet factories sawing and cutting of firewood

3,015

3,769

4,523

5,654

6,031

7,538

2603

Wooden sport equipment

3,920

4,900

5,880

7,350

7,840

9,800

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2604

Obat nyamuk bakar/mosquito coil factories

3,320

4,150

4,980

6,225

6,640

8,301

2605

Toothpick, chopsticks factories

7,803

9,753

11,704

14,630

15,605

19,506

2606

Rattan drying & peeling mills

3,394

4,243

5,091

6,364

6,788

8,485

2608

Mixed

15,138

18,923

22,708

28,385

30,277

37,846

261

 

Furniture manufacture, cabinet makers, wooden boat builders, bamboo, rattan and wooden carvings and handicrafts

4,000

5,000

6,000

7,500

8,000

10,000

262

 

Manufacture of wood fibre board, hardboard masonite, wood chipboard, particle board, pressed wood and plywood, veneers

Judul tanpa tarif

2621

Manufacture of fibreboard, hardboard, Masonite

1,523

1,904

2,285

2,856

3,046

3,808

2622

manufacture of wood chipboard, particle board, pressed wood

2,957

3,696

4,436

5,544

5,914

7,393

2623

Manufacture of plywood (triplex, multiplex) and veneer and blackboard, laminboard, fancy flooring and other related products provided carried out in the same (plywood) manufacture building using formaldehyde synthetic resin adhesives

4,466

5,582

6,699

8,373

8,932

11,164

2624

Sirap factories

8,892

11,115

13,338

16,673

17,785

22,231

2628

Mixed

4,370

5,463

6,555

8,194

8,740

10,925

263

 

Turner's shop, coachbuilder's shop, pipes, walking-sticks and picture frame factories, pencil factories

1,883

2,354

2,824

3,530

3,766

4,707

264

 

Wicker - Work Factories (anyaman bambu)

6,841

8,552

10,262

12,828

13,683

17,103

265

 

Cork goods factories such as shuttle cock factories

5,415

6,769

8,123

10,154

10,831

13,538

266

 

Broom, brush and paintbrush factories

1,428

1,785

2,142

2,678

2,856

3,570

267

 

Timber impregnation installations, plywood coating installation

3,836

4,794

5,753

7,192

7,671

9,589

268

 

Wooden musical instruments factories

2,400

3,000

3,600

4,500

4,800

6,000

269

 

Charcoal producers and other industries in main category 26

3,418

4,272

5,126

6,408

6,835

8,544

27

270

 

Corn mills, paddy (rice), gambir

Judul tanpa tarif

2701

Corn mills

0,853

1,067

1,280

1,600

1,707

2,134

2702

Fodder mills

1,141

1,427

1,712

2,140

2,283

2,854

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2703

Gaplek mills

0,508

0,635

0,762

0,953

1,016

1,270

2704

Gambir factories

2,742

3,427

4,113

5,141

5,483

6,854

2705

Flour Mills (tepung terigu, tepung tapioka, tepung sagu, tepung beras,
etc)

0,612

0,765

0,918

1,147

1,224

1,529

2708

Mixed including feed mill

1,825

2,281

2,737

3,422

3,650

4,562

2709

Paddy & Hulling Mills

1,008

1,259

1,511

1,889

2,015

2,519

 

 

Sugar mills, chocolate factories, sweets factories

Judul tanpa tarif

271

2711      Sugar mills, chocolate factories, sweets factories

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2743

Storage of crude palm oil (CPO) outside estates including storage of edible oils in tanks

1,506

1,883

2,260

2,825

3,013

3,766

2748

Mixed

1,761

2,201

2,641

3,301

3,521

4,402

275

 

Dairy Product

Judul tanpa tarif

2751

Dairies and Dairy Products, including fresh milk, UHT milk, yogurt, ice cream, cheese, butter, etc

0,584

0,730

0,876

1,095

1,168

1,460

2752

Powder milk

0,934

1,167

1,400

1,750

1,867

2,334

276

 

Coffee roasting plants and coffee extract factories, malting

Judul tanpa tarif

2761

Coffee roasting plants and other roasting plants, coffee extract factories, coffee sorting and peeling establishments, cashew nut roasting and peeling plants

0,802

1,003

1,203

1,504

1,605

2,006

2762

Malting

0,900

1,125

1,350

1,688

1,800

2,250

2763

Tea Sheds and Tea Factories, including herb drink (serbat, etc)

1,277

1,596

1,915

2,394

2,554

3,192

2768

Mixed

1,250

1,563

1,875

2,344

2,500

3,125

277

 

Cold stores, ice factories, abattoirs, butchers drying installation

Judul tanpa tarif

2771

Cold stores and ice factories

0,923

1,154

1,384

1,730

1,846

2,307

2772

Abbatoirs and Butchers, including slaughter house

1,163

1,454

1,745

2,181

2,326

2,908

2773

Drying installations

2,593

3,241

3,890

4,862

5,186

6,483

2778

Mixed

2,106

2,632

3,159

3,948

4,212

5,265

278

 

Breweries, beverage producers, spirits, liquors producers, distilleries and vinegar Factories.

Judul tanpa tarif

2781

Breweries, beer factory

0,520

0,650

0,780

0,975

1,040

1,300

2782

Producers of wines, fruit juices and mineral water

0,880

1,099

1,319

1,649

1,759

2,199

2783

Producers of Spirits and Liquors and Distilleries

Judul tanpa tarif

27831

Producers of Spirits and Liquors

0,936

1,170

1,404

1,755

1,872

2,340

27832

Distilleries producing Alcohol (Ethanol) for Nutrional Purposes from Non - Petrochemical Materials.
For Producers of Alcohol
(Ethanol) from Petrochemical Materials see Code No. 2321: Petrochemical

1,076

1,346

1,615

2,018

2,153

2,691

2784

Vinegar factories (Acid liquor) factories

1,169

1,462

1,754

2,192

2,338

2,923

2788

Mixed

1,286

1,608

1,929

2,412

2,572

3,215

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

279

 

Tobacco, cigars and cigarettes manufacture

Judul tanpa tarif

2790

Tobacco, cigars and cigarettes manufacture

0,719

0,899

1,079

1,348

1,438

1,798

2791

Drying Sheds / Smoke Houses for tobacco leaves Drying Shed / Smoke House is a place for the drying process of a Tobacco leaves by using naturally and heating process alternately

0,827

1,034

1,241

1,551

1,654

2,068

2792

Oven, is a place for the drying process of a Tobacco leaves by using heating process

1,199

1,499

1,799

2,249

2,399

2,998

2793

Tobacco Establishement (Usaha Pengolahan Tembakau) is a Company with an activity to process a Tobacco leaves received from the Farmers and will be proceed to be a Tobacco leaves which is ready for the export of to be used by Cigarrette Factories. The activity of this Tobacco Establishment covering Purchasing, Peeling, Fermenatasion, Packing and Storing Processes

1,559

1,949

2,339

2,923

3,118

3,898

28

280

 

Hydro-electric power stations

Judul tanpa tarif

2801

Conventional hydro electric power station

1,035

1,294

1,553

1,941

2,070

2,587

2802

Micro hydro electric power station

0,900

1,125

1,350

1,688

1,800

2,250

281

 

Conventional power station, buildings with boiler houses and steam houses

Judul tanpa tarif

 

2811

PLTU

Judul tanpa tarif

 

28111

PLTU using steam boiler

3,011

3,763

4,516

5,645

6,021

7,526

 

28112

PLTU using Geothermal

2,164

2,705

3,246

4,057

4,328

5,410

 

2812

PLTG

2,728

3,410

4,092

5,116

5,457

6,821

 

2813

PLTGU (combined cycle)

2,446

3,058

3,669

4,586

4,892

6,115

 

2814

PLTD

1,882

2,352

2,822

3,528

3,763

4,704

 

2815

Other

3,293

4,116

4,939

6,174

6,586

8,232

282

 

Nuclear power stations

3,914

4,892

 

283

 

Overhead power transmission lines and networks

2,164

2,705

284

 

Voltage and current transformer stations, junction installation in the open

2,446

3,058

285

 

Rubbish incineration installations for power generation and heating

3,462

4,328

286

 

Gas Works Flammable, filling services, including acethylene, oxygen,

2,728

3,410

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

 

nitrogen, argon, etc, non pipelines

 

 

 

287

 

Waterworks, Pumping Stations, Sewage Works, Ice Rinks, Water treatment plant (WTP), WWTP) (including Underground Pipes)

0,554

0,692

0,831

1,038

1,108

1,385

29

290

 

Transport and traffic

Judul tanpa tarif

2901

Railways, LRT, MRT, Monorel, Cable cars (kereta gantung)

0,250

0,313

0,338

0,422

0,425

0,531

2902

Highways, bridges, airport runways

0,473

0,592

0,639

0,799

0,805

1,006

2903

Jetties (dermaga)

0,310

0,388

0,419

0,523

0,527

0,659

2904

Aerial railways/ropeways, funicular railways, chairlifts

2,354

2,942

3,178

3,972

4,002

5,002

2905

Airport : Hangars

0,869

1,087

1,174

1,467

1,478

1,848

2906

Airport : Workshops, spare parts depots

0,970

1,212

1,309

1,636

1,648

2,061

2907

Airport : Aircrafts

0,940

1,175

1,269

1,586

1,598

1,998

2908

Airport : General airport services

0,623

0,779

0,841

1,051

1,059

1,324

2909

Airport : Others

0,685

0,857

0,925

1,156

1,165

1,456

291

 

Construction firms

Judul tanpa tarif

2911

Construction firm, road construction and construction sites

1,120

1,400

1,680

2,100

2,240

2,800

2912

Cranes, excavators, elevators, road building machines (excluding tar sprayers)

1,142

1,427

1,712

2,140

2,283

2,854

2913

Tar sprayers and road surfacing plants

1,376

1,720

2,064

2,580

2,752

3,440

2914

Others

1,494

1,867

2,241

2,801

2,987

3,734

2915

Welding Plants

2,263

2,828

3,394

4,243

4,526

5,657

292

 

Mass communication

Judul tanpa tarif

2921

Film television and recording on magnetic tape studios

0,982

1,227

1,473

1,841

1,963

2,454

2922

Film reproduction (prints) and photo treatment

0,516

0,645

0,774

0,968

1,032

1,290

2923

Cinemas, assembly rooms and concert halls

0,602

0,752

0,903

1,128

1,204

1,505

2924

Theatres, variety theatres and circuses housed in permanent buildings

0,862

1,077

1,292

1,615

1,723

2,154

2925

Circuses with a big top, show and exhibition tents

9,600

12,000

14,400

18,000

19,200

24,000

2926

Others

1,893

2,366

2,839

3,549

3,786

4,732

2927

Radio broadcasting, television broadcasting & relay stations, transmission tower including microwave transmission tower and relay tower

0,590

0,738

0,885

1,106

1,180

1,475

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2928

Sentral Telecommunication Otomat (STO) dan warung pos/telekomunikasi (wartel)

0,645

0,806

0,968

1,210

1,290

1,613

2929

Telecommunication operator engaged in furnishing telephone voice and data communication including their telephone transmission such as optical fiber and microwave or satellite facilities

0,590

0,738

0,886

1,107

1,181

1,476

29291

Data center

0,538

0,672

0,806

1,008

1,075

1,344

293

 

Trading and storage

Judul tanpa tarif

2930

Drug Store (apotek)

0,889

1,112

1,334

1,667

1,778

2,223

2931*

Pasar Modern contoh: Department Stores, Supermarket and Shopping Centre

Judul tanpa tarif

29311

Department stores, building risk area > 200m2. If below 200m2 go to 2934

1,028

1,285

1,541

1,927

2,055

2,569

29312

Supermarket, building risk area > 200m2. If below 200m2 go to 2933

0,760

0,949

1,139

1,424

1,519

1,899

29313*

Shopping mall/center

Judul tanpa tarif

 

Grade A

0,893

1,117

1,340

1,675

1,787

2,234

 

Grade B

2,234

2,792

3,350

4,188

4,467

5,584

29314

Grocery Store

0,646

0,807

0,968

1,211

1,291

1,614

2932

Mail Order Houses, online shopping

1,673

2,091

2,510

3,137

3,346

4,183

2933

Chain Stores, convenience store, grocery store, with building risk area
<200m2

2,474

3,093

3,711

4,639

4,948

6,186

2934

Shops, non chain store

1,520

1,900

2,280

2,850

3,040

3,800

2935*

Pasar Risks (traditional market, konsorsium)

6,000

22,500

27,000

33,750

36,000

45,000

2936

Others

7,222

9,028

10,833

13,542

14,444

18,056

2937

Private and public warehouse

Judul tanpa tarif

29371

Private Warehouses, dengan syarat sebagai berikut :
1. Gudang yang disewa
oleh tertanggung secara langsung dari pemilik gudang atau pemilik bangunan/tempat penimbunan
2. Gudang yang dimiliki
oleh tertanggung atau disewa oleh tertanggung tersebut pada no. 1 diatas yang secara khusus dipergunakan untuk menimbun barang-barang yang seluruhnya menjadi milik/kepentingan

1,127

1,260

1,691

1,890

2,255

2,520

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

tertanggung yang bersangkutan dan sama sekali tidak terdapat barangbarang milik/kepentingan pihak lain, kecuali itu telah menjadi milik/ kepentingan pembelinya, yang (karena sesuatu hal yang dapat dibenarkan/lazim terjadi dalam transaksi jual beli) belum diambil oleh pembeli yang bersangkutan dan masih berada dalam gudang tersebut
3. Pengelolaan isi gudang
tersebut pada no. 2 diatas dilaksanakan oleh
dan menjadi tanggung
jawab sepenuhnya dari tertanggung

 

 

 

 

 

 

29378

Public Warehouses, dengan syarat selain disebutkan di 29371

2,255

2,520

3,382

3,780

4,509

5,040

2938

Storage tanks

Judul tanpa tarif

29383

Petrol / Diesel Fuel Stations

1,230

1,538

1,846

2,307

2,461

3,076

29384

Liquid Nature Gas (LNG) Stations for Automobiles

1,415

1,769

2,122

2,653

2,830

3,537

29385

Others

1,600

1,999

2,399

2,999

3,199

3,999

2939

Miscellaneous (open storage)

Judul tanpa tarif

29394

Bonded Warehouses

2,004

2,240

3,006

3,360

4,008

4,480

29395

Show Rooms ( Permanent Show Rooms without Repair / Workshop ) for New Motor Cars, Electronic Goods, Machinery, Office and Medical Equipment and the like New Motor Cars, Electronic Goods, Machinery, Office and Medical Equipment and the like

1,520

1,900

2,280

2,850

3,040

3,800

294

 

Hotels, Entertainment, Sport, Services

Judul tanpa tarif

2941

Hotels, motels, inns and the like

Judul tanpa tarif

29411

certified below 3 star classification

0,886

0,990

1,329

1,485

1,772

1,980

29412

certified as 3 star and above

0,483

0,540

0,725

0,810

0,966

1,080

2942

Night clubs, dance halls, ball rooms, discotheques, bars, billiards karaoke

10,574

13,218

15,861

19,826

21,148

26,435

2943

Swimming pools or complex of swimming pools, sports stadium, sport centre, fitness centre, gyms and the like, private (member only) club houses and golf club

0,563

0,704

0,845

1,056

1,127

1,408

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

houses

 

 

 

 

 

 

29431

Swimming Pools or Complex of Swimming Pools not forming part of Recreation Centre or Hotel Complex such as waterpark

0,753

0,842

1,130

1,262

1,506

1,683

29432

Sport Stadium, Sport Centres, Fitness Centres, Gymns and the like

0,886

0,990

1,329

1,485

1,772

1,980

29433

Private ( member only ) Club House and Golf Club Houses

0,620

0,693

0,930

1,040

1,240

1,386

2944

Others

3,042

3,803

4,564

5,705

6,085

7,606

2945

Restaurants, eating and drinking places, (permanent building)

1,479

1,849

2,218

2,773

2,958

3,697

2946

Stalls, Huts ( Kedai ), Eating Places ( Warung Makan ), and the like (tenda, non permanent building)

2,278

2,848

3,418

4,272

4,557

5,696

2947

Beauty salon/ Hair dresser/ Barber shops

0,781

0,976

1,171

1,464

1,562

1,952

2949

Recreation areas and cultural centre

2,646

3,307

3,969

4,961

5,292

6,615

295

 

The caring services

Judul tanpa tarif

2951

Sanatorium, hospitals, doctor's consulting rooms, old people's and children's homes

0,378

0,472

0,510

0,637

0,642

0,802

2952

Religious facilities such as mosques, temples, churches, convents and the like

0,352

0,440

0,475

0,594

0,598

0,748

2953

Schools, universities and training colleges

0,386

0,483

0,521

0,651

0,656

0,820

2954

Museums

0,260

0,324

0,350

0,438

0,441

0,552

2955

Psychiatric clinics

0,853

1,067

1,152

1,440

1,451

1,814

296

 

Motor vehicle repair shops, services station and pools

Judul tanpa tarif

2961

Motor vehicle repair shops with facilities for body repair work (including welding/ soldering and spray painting) and service station (parts replacement, replacing/ topping up engine oil/ brake fluid, lubrication and engine/ body/ chassis scrubbing/ washing)

1,088

1,359

1,631

2,039

2,175

2,719

2962

Code 2961 and also operating a petrol/diesel fuel station within the premises

2,091

2,614

3,137

3,921

4,182

5,228

2963

Motor vehicle service stations only without bodyrepair etc., (refer to code 2961)

0,950

1,188

1,425

1,781

1,900

2,375

2964

Motor vehicle pools without any body repair

0,981

1,226

1,472

1,840

1,962

2,453

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

 

work/service station facilities

 

 

 

 

 

 

2965

Motor vehicle pools with service station facilities as described under code 2961

0,998

1,247

1,497

1,871

1,996

2,495

2966

Motor vehicle pools with body repair work and service station facilities as described under code 2961

1,259

1,574

1,889

2,361

2,518

3,148

2967

Motor vehicle pools with a petrol/diesel fuel station within the premises

2,153

2,691

3,229

4,036

4,305

5,381

2968

Motor vehicle pools with body repair work & service station facilities as described under code 2961 and also operating a petrol/diesel fuel station within the premises

2,276

2,844

3,413

4,267

4,551

5,689

2969

Rust protection / paint protection workshops

0,785

0,981

1,178

1,472

1,570

1,963

297

 

Private Building

Judul tanpa tarif

2971

Apartments/ condominiums, offices, multi-storeyed car parks not exceeding 6 storeys above ground level

0,368

0,460

0,497

0,621

0,625

0,781

2972

Apartments/ condominiums, offices, multi-storeyed car parks exceeding 6 storeys up to 18 storeys above ground level

0,385

0,481

0,520

0,650

0,655

0,818

2973

Apartments/ condominiums, offices, multi-storeyed car parks exceeding 18 storeys above ground level

0,376

0,420

0,507

0,567

0,639

0,714

2974

Convention halls and other multi purpose buildings (but excluding exhibition)

0,478

0,597

0,645

0,806

0,812

1,015

2975

Apartments/ condominiums, offices, multi-storeyed car parks - exceeding 24 storeys above ground

0,455

0,569

0,614

0,768

0,774

0,967

2976

Dwelling houses not classified as shop houses (ruko) not exceeding 3 storeys

0,294

0,328

0,397

0,443

0,499

0,558

29761

Dwelling house for boarding house/kos- kosan

0,478

0,597

0,645

0,806

0,812

1,015

2977

Dwelling houses buildings floating on the river/sea shore (regardless of constructional class)

1,448

1,810

1,955

2,444

2,462

3,077

2978

Independent analytical laboratories

1,138

1,422

1,536

1,920

1,935

2,418

298

 

Property of public bodies

Judul tanpa tarif

Kode Okupasi (2 digit)

Kode Okupasi (3 digit)

Kode Okupasi (4-6
digit)

Keterangan

TARIF PREMI ATAU KONTRIBUSI (‰)

Kelas Kontruksi 1

Kelas Kontruksi 2

Kelas Kontruksi 3

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

Tarif Bawah

Tarif Atas

2981

Public buildings

0,593

0,741

0,800

1,000

1,008

1,260

2982

Police barracks and police stations

0,551

0,689

0,744

0,930

0,937

1,171

2983

Military Barracks

2,154

2,692

2,908

3,635

3,662

4,577

2984

Others

2,253

2,816

3,041

3,802

3,830

4,787

299

 

Special covers for building

Judul tanpa tarif

2991

Buildings in course of construction (rate to be applied againts Full Value of completed building)

0,585

0,732

0,878

1,097

1,170

1,463

2992

Rents

Mengikuti Okupasi

30

300

 

Kina

4,300

5,375

 

301

 

Coklat

13,190

16,488

303

 

Kopi

Judul tanpa tarif

 

3031

Kopi tanpa rumah pengeringan

2,540

3,175

 

 

3032

Dengan rumah pengeringan

27,440

34,300

304

 

The

0,740

0,925

305

 

Minyak sereh

4,650

5,813

306

 

Kapok (dari hasil buah)

6,670

8,338

307

 

Kelapa dan kopra

Judul tanpa tarif

 

3071

Tanpa ekstraksi Minyak

2,910

3,638

 

 

3072

Dengan ekstraksi Minyak

8,140

10,175

 

3073

Gedung pengeringan dengan pengering buatan

35,660

44,575

308

 

Karet (Gutta percha)

Judul tanpa tarif

 

3081

Gedung tidak termasuk rumah asap

3,390

4,238

 

 

3082

Rumah Asap

7,690

9,613

309

 

Gula bibit

3,000

3,750

31

310

 

Perkebunan serat,serat campuran dan kapok yang belum terproses

6,200

7,750

311

 

Pabrik tapioka di perkebunan

5,000

6,250

312

 

Damar dan terpentin

7,550

9,438

313

 

Cengkeh dan rempah- rempah

6,215

7,769

314

 

Padi, tanpa pengerjaan termasuk padi di tempat terbuka

6,200

7,750

315

 

Hortikultura,sayur- sayuran,kentang dan tidak ada pengeringan

4,040

5,050

316

 

Kelapa sawit

0,990

1,238

317

 

Tembakau

13,240

16,550

318

 

Gambir, barang-barang ditempat terbuka

5,830

7,288

40

 

 

Bangunan di dalam lokasi perkebunan milik perorangan, selain proses produksi

mengacu pada okupasi kebun kode 3XX



*KETERANGAN UNTUK KODE OKUPASI 2931, 29313, DAN 2935

 

1. Kode Okupasi 2931

 

Pasar Modern adalah semua pusat perbelanjaan (pasar) yang diperlengkapi dengan fasilitas AC (alat penyejuk ruangan) sentral yang memiliki sistem refrigerasi berupa kompresor, kondensor dan evaporator untuk semua ruangan yang dipergunakan untuk aktifitas jual beli.

2. Penjelasan Grade A dan Grade B untuk kode okupasi 29313 adalah sebagai

 

berikut:

 

 

 

Location
Lokasi

 

Tenant
Tenant

 

Legality of goods
Legalitas barang

 

 

 

dagangan

 

Fire Protection
Proteksi terhadap Kebakaran

 

Security
Security

 

Kategori Grade A jika score ≥ 21 dan score < 21 masuk dalam kategori grade B

 

3. Kode Okupasi 2935

 

Pasar Tradisional adalah semua pusat perbelanjaan (pasar) yang tidak diperlengkapi dengan fasilitas AC (alat penyejuk ruangan) pada semua ruangan yang dipergunakan untuk aktifitas jual beli.

TABEL I.B

 

TARIF PREMI ATAU KONTRIBUSI UNTUK POLIS LOSS LIMIT

 

Penetapan  tarif  Premi  atau  Kontribusi  untuk  polis  yang  tidak  menerapkan

 

pertanggungan secara Nilai Penuh (Full Value) maka berlaku skala sebagai berikut :

 

% of
Values

% of Total
Premium or
Contribution

 

10,000

10,000

 

9,900

9,960

 

9,800

9,920

 

9,700

9,880

 

9,600

9,840

 

9,500

9,800

 

9,400

9,760

 

9,300

9,720

 

9,200

9,680

 

9,100

9,640

 

9,000

9,600

 

8,900

9,560

 

8,800

9,520

 

8,700

9,480

 

8,600

9,440

 

8,500

9,400

 

8,400

9,360

 

8,300

9,320

 

8,200

9,280

 

8,100

9,240

 

8,000

9,200

 

7,900

9,160

 

7,800

9,120

 

7,700

9,080

 

7,600

9,040

 

7,500

9,000

 

7,400

8,980

 

7,300

8,960

 

7,200

8,940

 

7,100

8,920

 

7,000

8,900

 

6,900

8,880

 

6,800

8,860

 

6,700

8,840

 

% of
Values

% of Total
Premium or
Contribution

 

6,600

8,820

 

6,500

8,800

 

6,400

8,780

 

6,300

8,760

 

6,200

8,740

 

6,100

8,720

 

6,000

8,700

 

5,900

8,680

 

5,800

8,660

 

5,700

8,640

 

5,600

8,620

 

5,500

8,600

 

5,400

8,580

 

5,300

8,560

 

5,200

8,540

 

5,100

8,520

 

5,000

8,500

 

4,900

8,470

 

4,800

8,446

 

4,700

8,421

 

4,600

8,390

 

4,500

8,360

 

4,400

8,330

 

4,300

8,300

 

4,200

8,280

 

4,100

8,253

 

4,000

8,220

 

3,900

8,187

 

3,800

8,154

 

3,700

8,121

 

3,600

8,088

 

3,500

8,055

 

3,400

8,022

 

3,300

8,000

 

% of
Values

% of Total
Premium or
Contribution

 

3,200

7,937

 

3,100

7,875

 

3,000

7,812

 

2,900

7,750

 

2,800

7,687

 

2,700

7,625

 

2,600

7,562

 

2,500

7,500

 

2,400

7,400

 

2,300

7,300

 

2,200

7,200

 

2,100

7,100

 

2,000

7,000

 

1,900

6,900

 

1,800

6,800

 

1,700

6,700

 

1,600

6,600

 

1,500

6,500

 

1,400

6,400

 

1,300

6,300

 

1,200

6,200

 

1,100

6,100

 

1,000

6,000

 

900

5,800

 

800

5,600

 

750

5,500

 

700

5,400

 

600

5,200

 

500

5,000

 

490

4,950

 

480

4,900

 

470

4,850

 

460

4,800

 

450

4,750

 

% of
Values

% of Total
Premium or
Contribution

 

440

4,700

 

430

4,650

 

420

4,600

 

410

4,550

 

400

4,500

 

390

4,450

 

380

4,400

 

370

4,350

 

360

4,300

 

350

4,250

 

340

4,200

 

330

4,150

 

320

4,100

 

310

4,050

 

300

4,000

 

290

3,975

 

280

3,950

 

270

3,925

 

260

3,900

 

250

3,875

 

240

3,850

 

230

3,825

 

220

3,800

 

210

3,775

 

200

3,750

 

190

3,700

 

180

3,650

 

170

3,600

 

160

3,550

 

150

3,500

 

140

3,450

 

130

3,400

 

120

3,350

 

110

3,300

 

100

3,250

 

SKALA TARIF PREMI ATAU KONTRIBUSI

 

GANGGUAN USAHA (BUSINESS INTERRUPTION)

 

Penetapan tarif Premi atau Kontribusi untuk jaminan gangguan usaha (business

 

interruption) berlaku skala sebagai berikut:

 

Indemnity Period

Persentase (%) dari Tarif Premi atau Kontribusi

 

1 bulan

20% x 100% tarif Premi atau Kontribusi

 

2 bulan

30% x 100% tarif Premi atau Kontribusi

 

3 bulan

40% x 100% tarif Premi atau Kontribusi

 

4 bulan

50% x 100% tarif Premi atau Kontribusi

 

6 bulan

60% x 100% tarif Premi atau Kontribusi

 

9 bulan

80% x 100% tarif Premi atau Kontribusi

 

12 bulan

100% x 100% tarif Premi atau Kontribusi

 

15 bulan

96% x 100% tarif Premi atau Kontribusi

 

18 bulan

93% x 100% tarif Premi atau Kontribusi

 

21 bulan

91.5% x 100% tarif Premi atau Kontribusi

 

24 bulan

90% x 100% tarif Premi atau Kontribusi

 

30 bulan

87% x 100% tarif Premi atau Kontribusi

 

36 bulan

85% x 100% tarif Premi atau Kontribusi

 

48 bulan

83% x 100% tarif Premi atau Kontribusi

 

Untuk indemnity  period lebih dari 48 bulan penetapan persentase dari tarif Premi atau Kontribusi diserahkan kepada underwriter Perusahaan

 

KODE OKUPASI BERLAKU RISIKO SENDIRI MINIMUM

 

Kode

Okupasi

 

20

:

Mining, Petroleum and Gas Exploration and Production,

 

 

Primary Metal Product, Steelworks and Rolling Mills, Salt

 

 

Mines, Peat Extraction

 

200

:

Mining and refining of precious metal (gold, silver, platinum, etc.)

 

201

:

Mining, Smelting and Refinery of Alumunium

 

202

:

Iron Mines, Blast Furnace, Iron Foundries and Primary Metal

 

 

Products

 

203

:

Steelworks and Rolling Mills

 

204

:

Exploration and Production of Crude Petroleum and Natural Gas,

 

 

Terminals, and Geothermal

 

205

:

Mines, Other than Iron, Aluminium, Precious Metal and Salt

 

206

:

Foundries, Reduction Plants (Smelting and Refinery) for Metals

 

 

(Excluding Iron, Alumunium and Precious Metal)

 

207

:

Coal and Lignite Extraction, Asphalt Mines

 

208

:

Salt mines

 

209

:

Peat extraction, Peat processing

 

22

:

Secondary Metal Product

 

224

:

Vehicle, Railways carriage and locomotive, Aircraft, Ships

 

 

construction and assembling plants

 

2243

:

Aircraft construction plants

 

225

:

Ship construction, naval shipyards

 

2253

:

Manufacture of Integrated Circuit (IC) from Chips

 

23

:

Chemical / Oil / Gas

 

230

:

Chemical products, pharmaceutical products

 

231

:

Oil Processing

 

232

:

Petrochemical works

 

233

:

Storage Tanks (non terminal)

 

234

:

Manufacturer of plastic articles, Foam plastic, Synthetics resin

 

235

:

Manufacture of Artificial Fibres

 

237

:

Manufacture of tooth paste, soap, detergents, polishes, etheric

 

 

oils, essences, parfumes, and cosmetic products, gelatine non-

 

 

synthetic adhesives, starches, candles and wax goods, natural

 

 

resins

 

238

:

Chemical Fertilizer Factories

 

239

:

Powders, explosives, matches and firework factories

 

24

:

Textile

 

240

:

Spinning Mills, pre- spinning process

 

241

:

Weaving, pre-weaving process

 

242

:

Dressing (including but not limited to printing) and finishing

 

243

:

Mixed processes (Spinning, Weaving, Dressing and Finishing)

 

244

:

Processing of textile waste and non woven process

 

245

:

Ropemakers, stringmakers, sackmakers, blankets weaving mills,

 

 

carpet manufacturer

 

246

:

Knitting mills, knitwear factories, stocking factories, glove

 

 

factories hosiery mills, lamp wick factories, clothing and

 

 

underwear manufacturers, sewing works, furrires, skin

 

 

processing works, custom tailors, umbrella factories, felt goods

 

 

factories, lace

 

247

:

Upholstery, cushion maker’s and saddler's workshops

 

248

:

Cotton wool and capoc (kapok) factories

 

25

:

Paper, leather, rubber

 

251

:

Wood pulp, cellulose based on wood pulp and linoleum factories

 

252

:

Paper, cardboard and hardboard factories

 

253

:

Newspaper printers, other printers, art printing works,

 

 

lithographers, screen printing on paper (sablon), typeplate

 

 

workshops, block workshops, photogravure workshops

 

254

:

Coloured paper and/or wallpaper printing works

 

255

:

Straw and rush goods factories

 

257

:

Shoe factories

 

Kode

Okupasi

 

258
259

:
:

Leather goods factories
Rubber goods factories, foamed rubber factories, tyre factories,
vulcanizing works, rubber factories (non estate risk), tyre cord manufacturers

 

26

:

Wood, bamboo and rattan

 

260

:

Sawmills, carpenter's shops, parquet factories, sawing and

 

 

cutting of firewood

 

261

:

Furniture manufacture, cabinet makers, wooden boat builders,

 

 

bamboo, rattan and wooden carvings and handicrafts

 

262

:

Manufacture of wood fibre board, hardboard masonite, wood

 

 

chipboard, particle board, pressed wood and plywood, veneers

 

263

:

Turner's shop, coachbuilder's shop, pipes, walking-sticks and

 

 

picture frame factories, pencil factories

 

264

:

Wicker-work factories

 

265

:

Cork goods factories such as shuttle cock factories

 

266

:

Broom, brush and paintbrush factories

 

267

:

Timber impregnation installations, plywood coating installation

 

268

:

Wooden musical instruments factories

 

269

:

Charcoal producers

 

27

:

Nutritional, drinks, and tobacco

 

270

:

Corn mills, paddy (rice), gambir

 

28

:

Power and heating

 

281

:

Conventional power station, buildings with boiler houses and

 

 

steam houses.

 

282

:

Nuclear power stations

 

283

:

Overhead power transmission lines and networks

 

284

:

Voltage and current transformer stations, junction installation in

 

 

the open

 

285

:

Rubbish incineration installations for power generation and

 

 

heating

 

286

:

Gas Works Flammable, filling services, including acethylene,

 

oxygen, nitrogen, argon, etc, non pipelines

 

29

:

Transport and traffic, construction firm, mass

 

 

communication, trading and storage, hotels, intertainment,

 

 

sport and services, the caring service, motor vehicle repair

 

 

shops, private buildings, property of public bodies

 

293

:

Trading and storage

 

2937

:

Private and public warehouse

 

Ditetapkan di Jakarta

 

pada tanggal 26 Januari 2017

 

Salinan sesuai dengan aslinya

 

Deputi Direktur Hukum 1 selaku Plh. Direktur Hukum 1 Departemen Hukum

 

ttd

 

Wiwit Puspasari

 

KEPALA     EKSEKUTIF     PENGAWAS

 

PERASURANSIAN, DANA PENSIUN, LEMBAGA PEMBIAYAAN, DAN LEMBAGA JASA KEUANGAN LAINNYA OTORITAS JASA KEUANGAN,

ttd

 

FIRDAUS DJAELANI

 


SHIP REPAIRERS LIABILITY