Friday, August 23, 2024
CONTINGENCY PLAN - Tindakan-tindakan Pencegahan kerugian
Tindakan-tindakan
Pencegahan kerugian
1. Untuk
mencegah terjadinya bahaya arus pendek atau bahaya
lainnya yang dapat menimbulkan bahaya kebakaran apabila
tidak ada kegiatan produksi sama sekali selama liburan Hari Raya Idul Fitri,
MAKA harus dipastikan bahwa semua peralatan listrik dan mekanik termasuk sumber
arus listrik dan mesin-mesin produksi dalam posisi MATI/OFF sebelum
semua karyawan meninggalkan lokasi kerja, kecuali arus listrik untuk penerangan
yang diperlukan oleh petugas keamanan pabrik untuk menjaga keamanan di
lingkungan tersebut.
Apabila
selama masa liburan tersebut terdapat kegiatan produksi baik secara penuh
ataupun sebagian, pihak manajemen harus memberikan instruksi kepada semua
karyawan yang aktif untuk meningkatkan kewaspadaan mereka terhadap kondisi dari
semua peralatan yang menggunakan listrik dan peralatan mekanik lainnya.
2. Disarankan
kepada pihak manajemen untuk menginstruksikan kepada bagian teknisi dan
operator mesin sebelum semua atau sebagian meninggalkan lokasi pabrik pada saat
liburan Hari Raya Idul Fitri untuk memeriksa semua instalasi listrik dan mesin
yang berada di lingkungan pabrik terutama untuk pabrik yang tetap beroperasi
pada saat liburan tersebut untuk menghindari terjadinya hubungan arus pendek
yang dapat menimbulkan bahaya kebakaran.
3. Memastikan
bahwa semua bahan baku,
bahan setengah jadi dan serta barang-barang berharga lainnya,
harus diletakkan ditempat penyimpanan yang aman dari BAHAYA BANJIR, terutama pada saat menjelang liburan panjang Idul Fitri
yang bersamaan dengan musim hujan, dengan cara memindahkan semua barang
tersebut ke tempat penyimpanan yang lebih tinggi atau dengan memasang
pallet-pallet di bagian bawah barang tersebut sehingga aman dari jangkauan air
hujan.
Untuk daerah-daerah
yang RAWAN BANJIR, sebaiknya dilakukan usaha penanggulangan banjir yang
lebih intensif seperti: membuat tanggul dari karung pasir di sekeliling
bangunan pabrik, dan memberikan pelatihan kepada karyawan yang bertugas selama
liburan Hari Raya Idul Fitri
mengenai langkah pertama penanggulangan bahaya banjir.
4. Dalam hubungannya
dengan penanggulangan bahaya banjir juga, pihak manajemen pabrik harus
memastikan semua saluran air, tempat penampungan air hujan dan peralatan untuk
pengurasan atau pengeringan air hujan (DRAINAGE PUMP) yang terletak dalam
pabrik dan lingkungan pabrik berada dalam kondisi yang layak dan baik, sehingga
apabila dibutuhkan secara mendadak, pompa tersebut dapat menjalankan fungsinya
dengan baik. Oleh sebab itu, sebelum semua karyawan meninggalkan lokasi pabrik
untuk memulai liburan Hari Raya Idul
Fitri, wajib dilakukan pemeriksaan secara menyeluruh disertai dengan
pembersihan terhadap semua saluran air, tempat penampungan air hujan dan
peralatan pengurasan atau pengeringan air hujan.
5. Semua bahan baku,
bahan setengah jadi, dan barang jadi, berupa bahan kimia yang mudah
terbakar baik secara sendiri maupun bila bereaksi dengan bahan kimia lainnya
dan berbahaya harus disimpan dalam suatu tempat yang tidak terkena panas yang
berlebihan atau jauh dari pengaruh udara luar dan bahan kimia lainnya.
6. Apabila pabrik ditutup
selama liburan Hari Raya Idul Fitri,
dihimbau untuk menambah jumlah tenaga KEAMANAN terutama pada malam hari yang
difokuskan untuk menjaga memeriksa semua peralatan pemadam Kebakaran, seperti
tabung pemadam kebakaran, Hydrant, dan peralatan lainnya, sehingga dapat
dipastikan bahwa semua peralatan tersebut berfungsi dengan baik pada saat
diperlukan sehingga apabila terjadi suatu kejadian dapat diantisipasi dengan
segera untuk menghindari kerugian yang lebih besar.
7. Disarankan kepada
pihak manajemen pabrik yang sudah tidak melakukan Latihan penanggulangan
kebakaran dalam suatu tahun terakhir ini untuk aktif kembali memberikan
training tersebut dengan mengikutsertakan pihak-pihak yang berkepentingan
seperti: Dinas Pemadam Kebakaran dari pemerintah daerah setempat. Trainer dari
pihak supplier atau distributor alat pemadam kebakaran atau trainer dari pihak
perusahaan sendiri.
9. Membina hubungan yang
baik dengan masyarakat sekitar lokasi pabrik sehingga apabila terjadi suatu hal
yang menimbulkan kerugian atau mebahayakan pabrik dan lokasi pabrik, masyarakat
sekitar dapat langsung memberikan bantuan yang diperlukan untuk meminimalkan
atau meperkecil kerugian yang terjadi.
10. Apabila pihak Bapak
sudah mempunyai ‘’CONTINGENCY PLAN’’ sendiri maka kami sangat
menganjurkan agar semua langkah-langkah yang
tercantum dalam ‘’CONTINGENCY PLAN’’ tersebut dapat disiapkan dan
dilaksanakan dengan sebaik-baiknya oleh semua pihak yang bertanggung jawab agar
kemungkinan terjadinya kerugian menjadi kecil.
CARA MENENTUKAN NILAI PERTANGGUNGAN UNTUK ASURANSI
CARA MENENTUKAN NILAI
PERTANGGUNGAN UNTUK ASURANSI
1. Dalam industri Asuransi, untuk jenis apapun, Nilai pertanggungan atas aset yang diasuransikan tidak pernah
ditentukan oleh pihak Penanggung. Akan tetapi ditentukan oleh Tertanggung
sendiri.
2. Untuk Semua Jenis Asuransi, Pihak tertanggung, biasanya akan menentukan
Nilai pertanggungan berdasarkan Estimasi, dimana estimasi ini diperhitungkan
untuk bisa se-akurat mungkin untuk nilai pembayaran yang akan diterima saat
terjadi klaim.
3. Dalam hal terjadi Klaim Asuransi, ada 2 type jenis Polis Asuransi kerugian,
yaitu :
a.
Indemnity Basis
“Indemnity
basis means that the insurance will only pay for the second hand value of the
item i.e. what you might get if you sold it. This is its market value, not the
written down value.”
b.
Reinstatement Basis
“Reinstatement
cover means that the insurers will pay the cost of replacement with a new one
which is equal to but not better than the item lost or damaged. This is usually
the basis of cover under the Event Assured "all risks" cover,
provided the sum insured represent the full replacement cost.”
c.
Catatan: Artinya Indemnity Basis
akan memperhitungkan Depreciation Cost. Sementara Reinstatement akan memberikan
nilai penggantian Sesuai dengan Biaya Full Perbaikan atau penggantian untuk
memulihkan kembali aset tertanggung.
4. Selain dari jenis polis yang diuraikan dalam butir 3, perlu juga
diketahui tentang efek Penentuan Nilai pertanggungan terhadap nilai penggantian
klaim asuransi yaitu adanya pengenaan Average Condition – jika Nilai
pertanggungan dianggap Under Insurance.
Under
Insurance adalah :
|
as the occurrence when there is a shortfall between the
amount of cover selected and the actual replacement value of what is being
insured. The result is that you will only be paid a proportional part of your
claim. In the event of a claim the principle of ‘average’ would then be
applied. What is the principle of “average”? Average is an insurance
principle which has frustrated many insured clients – yet it is a simple and
easy one to understand. If an item or property is underinsured, the insured
must bear a rateable proportion of each and every loss. Technically, you
become your own insurer for the balance of the loss. The formula determining average is as follows: (Sum Insured / Value at Risk) x Amount of
Loss This can be best explained by way of a few examples: A machine is insured for R10 000. The actual
replacement value of the item is R20 000. If the machine was damaged by fire
resulting in repairs to the value of R5 000 in repairs, the claims settlement
would be calculated as follows: (R10 000 / R20 000) x R5 000 Amount
payable : R2 500 |
5. Terkait dengan penjelasan diatas dan dengan pertimbangan Bahwa tujuan
Tertanggung dalam menutup Asuransi harus bisa memulihkan kembali saat setelah
terjadi kerugian, maka penting bagi tertanggung untuk memperhitungkan Estimasi
Nilai pertanggungan yang cukup Akurat yang dimaksudkan untuk mendapatkan nilai
penggantian klaim yang bisa merefleksikan Nilai untuk memulihkan kembali Aset
yang rusak/hilang.
6. Dalam beberapa Alternatif perhitungan Nilai Pertanggungan, yang terbaik
adalah menggunakan cara Menghitung Estimasi Nilai aset yang diasuransikan
berdasarkan Harga Pasar – Untuk membeli kembali.
Biasanya
dimungkinkan untuk menggunakan Outsource Appraisal, atau staff perusahaan yang
bisa meneliti Nilai pertanggungan sesuai harga Pasar (untuk membeli kembali)
pada tahun asuransi akan diaktifkan itu berapa nilainya.
“Harga
Pasar” itu sendiri, bisa di asumsikan dalam beragam kalkulasi, misalnya :
-
Harga Pasar untuk Appraisal Load
Bank – ini tidak bisa digunakan utk Nilai Pertanggungan Asuransi
-
Harga Pasar untuk Appraisal saat
Aset akan dijual – ini juga tidak bisa digunakan untuk Nilai Pertanggungan
Asurnasi
-
Harga Pasar untuk kita membeli
kembali / membangun kembali unit Aset
yang sama dan spesifikasi yang sama , adalah Nilai Appraisal yang terbaik untuk
menghitung Nilai pertaggungan.
7. Pada umumnya, tertanggung dalam
menentukan nilai pertanggungan akan memiliki kebijakan Manajemen sendiri,
dengan beragam alternatif misalnya :
a.
Ada yang berdasarkan nilai Kontrak
dengan Lessor.
b.
Ada yang berdasarkan nilai Buku
(Book Value) tapi ini akan terkait dengan Depresiasi
c.
Ada yang berdasarkan Nilai Market
Value (Nilai pasar untuk membeli kembali).
8. Dalam Hal Asuransi Aviasi / Pesawat, Nilai Pertanggungan Polis Asuransi
Aviasi ditetapkan secara “Agreed-Value” basis.
|
What is Agreed
Value Basis ? General insurance
property insurance policies are designed to provide the policyholder with an
indemnity in the event of a claim and the level of this indemnity sometimes
defined by an agreed value policy but what is an agreed value insurance
policy and when is it used? The purpose of
indemnity is to place the policyholder
in the same financial position following a loss or claim as they enjoyed
immediately prior to the loss and the way in which the loss of value is
calculated will be defined in the policy but the most common forms are a
strict indemnity basis, your receive the sum equivalent to what you paid for
the property that is lost or destroyed or more commonly on a reinstatement
basis where you receive the cost of replacement as new. In both cases
this is subject to the total sums insured under the policy adequately
representing the full value at risk. In certain cases
it is more difficult to correctly assess the replacement value of property
and the price paid for property may not adequately represent the property’s
true value. In these cases an agreed value policy may provide the solution to
a suitable way of providing indemnity under a policy. Under an agreed
value policy, both parties agree to an amount that will be paid out by the
insurer in respect of a claim resulting in
total loss of the property and this is the agreed value that will be
paid out in the event of a claim irrespective of market fluctuations in the
actual value of that property. In the event of a
claim for partial loss the insurer may elect to repair the property but if
that is not possible then the insurer will pay out an amount equivalent to
the the current loss in market value of the property as a result of the loss.
In certain circumstances, a combination of these may apply where the insurer
may elect to undertake repairs but also meet the cost of any reduction in
market value. What types of insurance are suitable for an agreed
value basis of settlement? Insurance in
respect of high value and or property
of a specialist nature, such as jewellery, works of art and classic cars
are well suited to an agreed value insurance policy and many specialist
policies are available in the market designed to meet these specific
requirements. More generally
marine insurance policies are normally underwritten on an agreed value basis
under which both parties, the insurer
and the insured, agree to the amount payable in respect of a claim involving
total loss even though the market value of the property may rise or fall
during the period of transit. And Others,
as well as applied in Aviation Insurance. How is an agreed value different from a sum insured
under a standard insurance policy? As stated the agreed value is
the amount payable by the insurer in respect of a total loss under the
policy, the sum insured under alternative basis of settlement represents the
insurer’s maximum liability in respect of claims for a total loss. In simple terms, if the total
value of the property lost is lower than the total sum insured under the
policy then it is the lower value upon which the insurer will base the
settlement of the claim. |
Berdasarkan hal
tersebut diatas, terkait dengan Polis
Asuransi Pesawat, yang terbaik adalah :
a. menetapkan Nilai pertanggungan
dalam basis Agreed Value, dimana Nilai yang disepakati sebagai Agreed Value,
merefleksikan nilai pertanggungan sesuai Harga Pasar untuk memulihkan kembali
kondisi keuangan tertanggung yang sama sesaat setelah kejadian
b. Untuk Long term Period, Tertanggung juga wajib melakukan “Review” ulang
Nilai pertanggungan berdasarkan Harga Pasar untuk membeli kembali unit aset
pada tahun yang bersangkutan (Polis akan diaktifkan)
Dalam kaitan Jenis
Polis Asuransi Lainnya (Non Aviasi), ketentuan mengenai perlunya Nilai
pertanggungan diperhitungkan sebagai Nilai Market Value tetap melekat,
karena adanya pertimbangan Kondisi “Under Insurance”, “Average Condition:, Reinstatement dan Indemnity yang
sudah diuraikan pada butir-butir awal tersebutkan diatas.
SE OJK 6 /SEOJK.05/2017 PENETAPAN TARIF PREMI ATAU KONTRIBUSI PADA LINI USAHA ASURANSI HARTA BENDA DAN ASURANSI KENDARAAN BERMOTOR TAHUN 2017
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
20 |
200 |
|
Mining (underground or above ground) of precious metal (Gold, Silver, Platinum and other precious metals) including primarily smelting and refining |
0,490 |
0,613 |
0,735 |
0,919 |
0,980 |
1,225 |
|||||||||||||||||
|
201 |
|
Mining (underground or above ground) of Aluminium including Smelting and Refinery |
0,800 |
1,000 |
1,200 |
1,500 |
1,600 |
2,000 |
||||||||||||||||||
|
202 |
|
Iron Mines, Blast Furnaces, Iron Foundries and Primary metal product |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2020 |
Iron Mines (underground or above ground) |
0,700 |
0,875 |
1,050 |
1,313 |
1,400 |
1,750 |
|||||||||||||||||||
|
2021 |
Blast Furnaces and Iron Foundries, kegiatan pengubahan seperti reduksi bijih besi dalam tungku pembakar dan oxygen converter. |
0,805 |
1,006 |
1,208 |
1,509 |
1,610 |
2,012 |
|||||||||||||||||||
|
203 |
|
Steelworks and Rolling Mills, termasuk juga pembuatan besi dan baja paduan. Termasuk kegiatan tungku pembakar selain blast furnaces, steel converter, pabrik penggulungan dan finishing; produksi besi kasar dalam bentuk dasar seperti balok; produksi besi campuran. |
1,085 |
1,356 |
1,628 |
2,035 |
2,170 |
2,713 |
||||||||||||||||||
|
204 |
|
Exploration and Production of Crude Petroleum and Natural Gas, Terminals, and geothermal |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2041 |
Exploration and Production for Crude Petroleum, on shore only |
2,915 |
3,644 |
|
||||||||||||||||||||||
|
2042 |
Crude Petroleum Pipe Lines including pump station, on shore only |
1,635 |
2,044 |
|||||||||||||||||||||||
|
2043 |
Exploration and Production for Natural gas and geothermal, on shore |
2,702 |
3,378 |
|||||||||||||||||||||||
|
|
2044 |
Natural Gas Transmission and distribution including geothermal (including pipelines and pump stations), on shore only |
2,489 |
3,111 |
||||||||||||||||||||||
|
|
2045 |
Terminal for crude oil |
1,849 |
2,311 |
||||||||||||||||||||||
|
2046 |
Terminals for Liquefied Gases |
2,275 |
2,844 |
|||||||||||||||||||||||
|
2047 |
Other petroleum and gas products |
3,200 |
4,000 |
|||||||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
2048 |
Degasification Stations |
2,062 |
2,578 |
|
||||||||||||||||||||||
|
2049 |
Off shore Facilities |
2,987 |
3,733 |
|||||||||||||||||||||||
|
205 |
|
Mines, Other than Iron, Aluminium, Precious Metal, Salt |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2051 |
Extraction and Processing above Ground |
0,996 |
1,245 |
1,494 |
1,868 |
1,992 |
2,490 |
|||||||||||||||||||
|
2052 |
Extraction and Processing below Ground |
1,145 |
1,432 |
1,718 |
2,148 |
2,291 |
2,863 |
|||||||||||||||||||
|
2058 |
Other and /or Mixed |
1,295 |
1,619 |
1,942 |
2,428 |
2,590 |
3,237 |
|||||||||||||||||||
|
206 |
|
Foundries , Reduction Plants (Smelting and Refinery) for Metals (Excluding Iron, Alumunium and Precious Metal) |
0,754 |
0,942 |
1,130 |
1,413 |
1,507 |
1,884 |
||||||||||||||||||
|
207 |
|
Coal and Lignite Extraction, Asphalt Mines |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2071 |
Extraction and Processing of Coal and Lignite above Ground (surface) |
0,981 |
1,226 |
1,471 |
1,839 |
1,962 |
2,452 |
|||||||||||||||||||
|
2072 |
Extraction and Processing of Coal and Lignite below Ground |
1,422 |
1,778 |
2,133 |
2,667 |
2,844 |
3,555 |
|||||||||||||||||||
|
2073 |
Coal Coking Plants (kokas) |
1,275 |
1,594 |
1,913 |
2,391 |
2,550 |
3,188 |
|||||||||||||||||||
|
2074 |
Manufacturing of Coal Briquettes |
1,128 |
1,410 |
1,692 |
2,115 |
2,256 |
2,820 |
|||||||||||||||||||
|
208 |
|
Salt mines |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2081 |
Salt mines, extraction from rock or evaporated deposit |
0,980 |
1,225 |
1,470 |
1,837 |
1,960 |
2,449 |
|||||||||||||||||||
|
2082 |
Salt extraction from sea water (tambak garam) |
0,852 |
1,065 |
1,278 |
1,598 |
1,704 |
2,130 |
|||||||||||||||||||
|
209 |
|
Peat extraction, Peat processing |
0,500 |
0,625 |
0,750 |
0,938 |
1,000 |
1,250 |
||||||||||||||||||
|
21 |
210 |
|
Stone, gravel and sand extraction installations |
0,550 |
0,688 |
0,743 |
0,928 |
0,935 |
1,169 |
|||||||||||||||||
|
211 |
|
Cement, Chalk, Lime and Gypsum Industry |
Judul tanpa tarif |
|||||||||||||||||||||||
|
21121 |
Cement Factories with rotary kiln |
0,870 |
1,088 |
1,305 |
1,631 |
1,740 |
2,175 |
|||||||||||||||||||
|
21122 |
Cement Factories without rotary kiln |
0,780 |
0,975 |
1,170 |
1,463 |
1,560 |
1,950 |
|||||||||||||||||||
|
2113 |
Concrete product, Ready Mixed Concrete, Unfired Stoneware, Industri beton, barang-barang dari batu buatan atau semen yang digunakan dalam konstruksi, seperti ubin, batu bata, papan, lembaran, panel, pipa, tonggak dan sebagainya. Industri mortar bubuk. |
0,690 |
0,863 |
1,035 |
1,294 |
1,380 |
1,725 |
|||||||||||||||||||
|
|
2114 |
Artificial Teeth, non plastic |
0,600 |
0,750 |
0,900 |
1,125 |
1,200 |
1,500 |
||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
212 |
|
Asbestos Products, Cut Stone and Stone products, (Animal) Bones and/or Shell crushing for feed, Mineral Wool |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2121 |
Asbestos products, Cut stone and stone products |
1,188 |
1,485 |
1,782 |
2,228 |
2,376 |
2,970 |
|||||||||||||||||||
|
2122 |
Animal Bones and/or shell crushing for feed |
1,366 |
1,708 |
2,049 |
2,562 |
2,732 |
3,415 |
|||||||||||||||||||
|
2123 |
Mineral Wool |
1,544 |
1,931 |
2,317 |
2,896 |
3,089 |
3,861 |
|||||||||||||||||||
|
213 |
|
Brick and Structural Clay Tile, and structural Clay products (batubata, genteng, ubin) |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2131 |
Factories which only have Tunnel Kilns |
0,600 |
0,750 |
0,900 |
1,125 |
1,200 |
1,500 |
|||||||||||||||||||
|
2132 |
Factories which other types of Kilns |
0,531 |
0,664 |
0,796 |
0,995 |
1,062 |
1,327 |
|||||||||||||||||||
|
2133 |
Ceramic Color, Ceramic Frit, Glass Enamel Color, Inorganic Pigments |
0,462 |
0,577 |
0,692 |
0,866 |
0,923 |
1,154 |
|||||||||||||||||||
|
214 |
|
Porcelain, Earthenware, Stoneware, Pottery, Clay Refractories, Ceramic Wall and tiles factory |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2141 |
Factories which only have Tunnel Kilns |
0,748 |
0,935 |
1,122 |
1,402 |
1,496 |
1,870 |
|||||||||||||||||||
|
2142 |
Factories with other kiln |
0,650 |
0,813 |
0,976 |
1,220 |
1,301 |
1,626 |
|||||||||||||||||||
|
215 |
|
Glass works, Glass blowing plants |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2151 |
Glass container, Pressed and Blown Glass and Glassware |
1,834 |
2,292 |
2,750 |
3,438 |
3,667 |
4,584 |
|||||||||||||||||||
|
2152 |
Flat Glass including tempered |
1,594 |
1,993 |
2,392 |
2,990 |
3,189 |
3,986 |
|||||||||||||||||||
|
2158 |
Mixed |
2,073 |
2,591 |
3,109 |
3,886 |
4,145 |
5,182 |
|||||||||||||||||||
|
216 |
|
Glass Products Made of Purchased Glass, lenses, safety glass, mirror |
2,052 |
2,566 |
2,771 |
3,463 |
3,489 |
4,361 |
||||||||||||||||||
|
217 |
|
Precious stone workshops and processing plant |
0,375 |
0,469 |
0,506 |
0,633 |
0,637 |
0,797 |
||||||||||||||||||
|
218 |
|
Emery and abrasive materials factories |
2,717 |
3,396 |
3,667 |
4,584 |
4,618 |
5,773 |
||||||||||||||||||
|
219 |
|
Tarcoated chippings manufacture, asphalt and roofing felt factories, Asphalt Goods |
3,124 |
39,054 |
4,686 |
5,858 |
6,249 |
7,811 |
||||||||||||||||||
|
22 |
220 |
|
Foil and sheet making plant, Forging Works, Locksmiths, Constructional Metalworks |
Judul tanpa tarif |
||||||||||||||||||||||
|
2201 |
Sheet rolling mills and foil making plants, forging works, locksmiths, constructional metal works, insulating pipes or metal |
0,584 |
0,731 |
0,877 |
1,096 |
1,169 |
1,461 |
|||||||||||||||||||
|
2202 |
Metal product from metal powder, industri penempaan, pengepresan, pencetakan dan pembentukan logam dengan metalurgi bubuk |
1,801 |
2,251 |
2,701 |
3,377 |
3,602 |
4,502 |
|||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
2203 |
Mixed |
1,241 |
1,551 |
1,861 |
2,326 |
2,481 |
3,102 |
|||||||||||||||||||
|
221 |
|
Industrial, Mining and Commercial Machinery, Metal Coating Services, Coating Processes Using Flammable Materials including dipping and spray painting |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2211 |
Industrial, Mining and Commercial Machinery |
Judul tanpa tarif |
||||||||||||||||||||||||
|
22111 |
Industrial, Mining and Commercial Machinery, without melting of metal |
0,410 |
0,513 |
0,616 |
0,770 |
0,821 |
1,026 |
|||||||||||||||||||
|
22112 |
Industrial, Mining and Commercial Machinery with melting of metal |
0,472 |
0,590 |
0,708 |
0,885 |
0,944 |
1,180 |
|||||||||||||||||||
|
2212 |
Metal Coating Services (enameling, zincing, galvanizing, anodizing) |
3,279 |
4,099 |
4,919 |
6,148 |
6,558 |
8,198 |
|||||||||||||||||||
|
2213 |
Coating Processes Using Flammable Materials including dipping and spray painting services |
0,941 |
1,176 |
1,411 |
1,764 |
1,881 |
2,352 |
|||||||||||||||||||
|
2214 |
Metal/Steel Furniture factories (where plastic and foam is utilized) plastic cupboards and foldable chair factories |
1,996 |
2,495 |
2,993 |
3,742 |
3,991 |
4,989 |
|||||||||||||||||||
|
2215 |
Metal / Steel Spring Mattresses Manufacturing (without foam) |
2,570 |
3,212 |
3,854 |
4,818 |
5,139 |
6,424 |
|||||||||||||||||||
|
2218 |
Mixed |
3,689 |
4,611 |
5,533 |
6,917 |
7,378 |
9,222 |
|||||||||||||||||||
|
222 |
|
Manufacture of electrical apparatus, Wet & dry batteries, Measuring and Precision apparatus photographic apparatus, Scientific laboratories |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2221 |
Manufacture assembly and repair of electrical machines and apparatus |
0,750 |
0,937 |
1,125 |
1,406 |
1,500 |
1,875 |
|||||||||||||||||||
|
2222 |
Wet and dry battery factories |
0,580 |
0,725 |
0,870 |
1,087 |
1,160 |
1,449 |
|||||||||||||||||||
|
2223 |
Manufacture of measuring equipment photographic apparatus precision instrument, and scientific laboratories |
0,823 |
1,029 |
1,235 |
1,543 |
1,646 |
2,058 |
|||||||||||||||||||
|
2228 |
Mixed |
1,375 |
1,718 |
2,062 |
2,578 |
2,749 |
3,437 |
|||||||||||||||||||
|
223 |
|
Cable and wire factories |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2231 |
Wire factories |
0,754 |
0,943 |
1,131 |
1,414 |
1,509 |
1,886 |
|||||||||||||||||||
|
2232 |
Cable factories |
0,787 |
0,983 |
1,180 |
1,475 |
1,574 |
1,967 |
|||||||||||||||||||
|
2233 |
Nails, screws, bolts and nuts factories |
0,618 |
0,772 |
0,927 |
1,159 |
1,236 |
1,545 |
|||||||||||||||||||
|
2238 |
Mixed |
0,760 |
0,950 |
1,140 |
1,425 |
1,520 |
1,900 |
|||||||||||||||||||
|
224 |
|
Vehicle, Railways carriage and locomotive, Aircraft, Ships construction and assembling plants |
Judul tanpa tarif |
|||||||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
2241 |
Vehicle construction plants including bicycle and becak (three wheels) |
0,429 |
0,536 |
0,644 |
0,805 |
0,858 |
1,073 |
|||||||||||||||||||
|
2242 |
Construction of railway carriages and locomotives |
0,908 |
1,135 |
1,362 |
1,702 |
1,815 |
2,269 |
|||||||||||||||||||
|
2243 |
Aircraft construction plants |
0,722 |
0,902 |
1,082 |
1,353 |
1,443 |
1,804 |
|||||||||||||||||||
|
2244 |
Ship construction, naval shipyards |
0,676 |
0,845 |
1,014 |
1,268 |
1,353 |
1,691 |
|||||||||||||||||||
|
2245 |
Vehicle assembling plants |
0,410 |
0,513 |
0,615 |
0,769 |
0,820 |
1,025 |
|||||||||||||||||||
|
2248 |
Mixed |
0,861 |
1,076 |
1,291 |
1,614 |
1,721 |
2,152 |
|||||||||||||||||||
|
225 |
|
Manufacture and or assembly of telecommunication or computer apparatus and Integrated circuits (IC) |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2251 |
Manufacture and or assembly of telecommunication apparatus |
0,906 |
1,132 |
1,359 |
1,699 |
1,812 |
2,265 |
|||||||||||||||||||
|
2252 |
Manufacture and or assembly of computer apparatus |
1,169 |
1,462 |
1,754 |
2,192 |
2,338 |
2,923 |
|||||||||||||||||||
|
2253 |
Manufacture of Integrated Circuit (IC) from Chips |
1,354 |
1,692 |
2,031 |
2,538 |
2,708 |
3,385 |
|||||||||||||||||||
|
226 |
|
Radio and Television Receiver factories, and or assembling plant, audio and audio-video recorder and or player factories and or assembling plants, manufacture of parts for radio and television receivers, audio and audio-video recorders and or players |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2261 |
Radio and television receiver factories and or assembling plants, audio video recorder and or player factories and or assembling plants |
0,824 |
1,030 |
1,236 |
1,545 |
1,648 |
2,060 |
|||||||||||||||||||
|
2262 |
Factories of parts for radio and television receivers, audio and audio-video recorders and players |
1,187 |
1,483 |
1,780 |
2,225 |
2,373 |
2,967 |
|||||||||||||||||||
|
227 |
|
Light Bulb Factories, Manufacture of Electronic Tubes and Fluorescent Tubes, Neon Signs, LED |
0,778 |
0,973 |
1,167 |
1,459 |
1,556 |
1,945 |
||||||||||||||||||
|
228 |
|
Watches and clocks and their component parts factories |
0,829 |
1,036 |
1,243 |
1,554 |
1,657 |
2,072 |
||||||||||||||||||
|
229 |
|
Metal jewelry and precious metal goods factories/diamond polishing factories |
Judul tanpa tarif |
|||||||||||||||||||||||
|
|
2299 |
Other industries in main category 22 |
0,771 |
0,964 |
1,156 |
1,445 |
1,542 |
1,927 |
||||||||||||||||||
|
23 |
230 |
|
Chemical products, pharmaceutical products |
Judul tanpa tarif |
||||||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
2300 |
Chemical products, pharmaceutical products |
Judul tanpa tarif |
||||||||||||||||||||||||
|
23001 |
General Chemical Products Factories, including biofuel from vegetable oil and oleochemical |
Judul tanpa tarif |
||||||||||||||||||||||||
|
230011 |
General Chemical Products Factories flammable, including biofuel from vegetable oil and oleochemical |
2,272 |
2,841 |
3,409 |
4,261 |
4,545 |
5,681 |
|||||||||||||||||||
|
230012 |
General Chemical Products Factories non flammable |
1,976 |
2,470 |
2,964 |
3,705 |
3,952 |
4,940 |
|||||||||||||||||||
|
23002 |
Pharmaceutical Products Factories and Medicated Plaster |
0,984 |
1,230 |
1,476 |
1,845 |
1,968 |
2,460 |
|||||||||||||||||||
|
23003 |
Natural Drug (Jamu) |
1,188 |
1,486 |
1,783 |
2,228 |
2,377 |
2,971 |
|||||||||||||||||||
|
23004 |
Pesticides and agricultural chemical |
1,382 |
1,728 |
2,074 |
2,592 |
2,765 |
3,456 |
|||||||||||||||||||
|
23005 |
Paint & Varnish |
Judul tanpa tarif |
||||||||||||||||||||||||
|
230051 |
Solvent base product |
5,644 |
7,055 |
8,466 |
10,583 |
11,288 |
14,110 |
|||||||||||||||||||
|
230052 |
Water base product |
2,258 |
2,822 |
3,386 |
4,233 |
4,515 |
5,644 |
|||||||||||||||||||
|
23006 |
Acid, Alkaline Factories |
3,104 |
3,880 |
4,656 |
5,820 |
6,208 |
7,760 |
|||||||||||||||||||
|
23007 |
Chlor - Alkali Electrolysis |
3,951 |
4,939 |
5,926 |
7,408 |
7,902 |
9,877 |
|||||||||||||||||||
|
23008 |
Air Separation Plants (production of Technical Gases,e.g. Oxygen, Nitrogen, Hydrogen) |
4,797 |
5,997 |
7,196 |
8,995 |
9,595 |
11,993 |
|||||||||||||||||||
|
23009 |
Peroxide Manufacture, Application and Storage |
5,644 |
7,055 |
8,466 |
10,583 |
11,288 |
14,110 |
|||||||||||||||||||
|
23010 |
Others than 23006 – |
6,491 |
8,113 |
9,736 |
12,170 |
12,981 |
16,226 |
|||||||||||||||||||
|
23012 |
Ink Factory |
Judul tanpa tarif |
||||||||||||||||||||||||
|
230121 |
Ink factories - solvent base |
1,380 |
1,725 |
2,070 |
2,588 |
2,760 |
3,450 |
|||||||||||||||||||
|
230122 |
Ink factories - water base |
1,200 |
1,500 |
1,800 |
2,250 |
2,400 |
3,000 |
|||||||||||||||||||
|
231 |
|
Oil Processing |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2310 |
Oil Refinery, establishments primarily engaged in producing gasoline, kerosene, distillate fuel oils, residual fuel oils and through fractionation or |
2,135 |
2,669 |
|
||||||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
|
mixing, lubricating oil from petroleum refinery, etc. |
|
|
|
||||||||||||||||||||||
|
2311 |
Other Chemical and physical treatments e.g washing, desalinating, etc |
Judul tanpa tarif |
||||||||||||||||||||||||
|
|
23111 |
Hydrogen Generation from Natural Gas, Refinery Gas, or Liquid |
1,857 |
2,321 |
2,785 |
3,481 |
3,713 |
4,641 |
||||||||||||||||||
|
23115 |
Lubricating oils and greases by blending and compounding purchased materials including re- used oil processing |
1,614 |
2,018 |
2,422 |
3,027 |
3,229 |
4,036 |
|||||||||||||||||||
|
232 |
|
Petrochemical works |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2321 |
Primary Petrochemical Works with Basic Materials such as Ethylene, Methanol, Propylene, Butadiene, Benzene, Toluene, Xylene, producing formaldehyde, Acetic acid, ethanol, ethylene, oxide, ethylene dichloride, polyethylene, ethylbenzene, cumene, polypropylene, isopropanol, |
1,616 |
2,020 |
2,425 |
3,031 |
3,233 |
4,041 |
|||||||||||||||||||
|
2322 |
Petrochemical Intermediate Products (Vinyl Chloride Monomer and Other than 2321) |
1,914 |
2,393 |
2,871 |
3,589 |
3,828 |
4,785 |
|||||||||||||||||||
|
2323 |
Polymerization on a Large Scale including manufacture of PP, PET, PE, ABS, PU, PIR, PS, |
1,452 |
1,815 |
2,178 |
2,723 |
2,904 |
3,630 |
|||||||||||||||||||
|
2324 |
Fertilizer factories on petrochemical basis |
Judul tanpa tarif |
||||||||||||||||||||||||
|
23241 |
Ammonia Production and/or Urea Production |
0,960 |
1,201 |
1,441 |
1,801 |
1,921 |
2,401 |
|||||||||||||||||||
|
23242 |
Production of Melamine Powder/Melamine Crystal using Urea Solution and Ammonia Gas |
0,835 |
1,044 |
1,253 |
1,566 |
1,670 |
2,088 |
|||||||||||||||||||
|
2325 |
Synthetic rubber |
3,092 |
3,865 |
4,638 |
5,798 |
6,185 |
7,731 |
|||||||||||||||||||
|
2326 |
Liquefaction of natural gas |
1,759 |
2,199 |
2,639 |
3,299 |
3,518 |
4,398 |
|||||||||||||||||||
|
2327 |
Liquefaction of petroleum gases |
1,224 |
1,530 |
1,836 |
2,295 |
2,448 |
3,060 |
|||||||||||||||||||
|
2328 |
Petrol coke, soot, graphite |
6,846 |
8,558 |
10,269 |
12,837 |
13,692 |
17,115 |
|||||||||||||||||||
|
2329 |
Liquefaction and gasification of coal |
8,215 |
10,269 |
12,323 |
15,404 |
16,431 |
20,538 |
|||||||||||||||||||
|
233 |
|
Storage Tanks (non terminal) |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2331 |
Crude Oil (non terminal) |
1,189 |
1,487 |
1,784 |
2,230 |
2,379 |
2,974 |
|||||||||||||||||||
|
2332 |
Oil Products in Tanks located in the Harbour Area (non terminal) |
1,400 |
1,750 |
2,100 |
2,625 |
2,800 |
3,500 |
|||||||||||||||||||
|
2333 |
Liquefied Gases (non terminal) |
2,127 |
2,659 |
3,190 |
3,988 |
4,254 |
5,317 |
|||||||||||||||||||
|
2334 |
Pipeline for chemical products |
1,422 |
1,778 |
2,133 |
2,667 |
2,844 |
3,555 |
|||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
2335 |
Other liquid chemicals (e.g ammonia) |
1,589 |
1,987 |
2,384 |
2,980 |
3,179 |
3,973 |
|||||||||||||||||||
|
234 |
|
Manufacturer of plastic articles, Foam plastic, Synthetics resin |
Judul tanpa tarif |
|||||||||||||||||||||||
|
2341 |
Manufacture of Plastic product by extrusions, compression, transfer molding, injection molding, blow molding, blow stretch molding, etc |
2,505 |
2,800 |
3,758 |
4,200 |
5,011 |
5,600 |
|||||||||||||||||||
|
2342 |
Manufacture and processing of foam and expanded plastics |
14,623 |
18,279 |
21,935 |
27,418 |
29,246 |
36,558 |
|||||||||||||||||||
|
2343 |
Manufacturer of synthetic adhesive also called synthetic resin adhesive |
Judul tanpa tarif |
||||||||||||||||||||||||
|
23431 |
Using Inflammable / Combustible / Volatile Liquids and or Solids at anytime during the production process |
5,850 |
7,313 |
8,776 |
10,970 |
11,701 |
14,626 |
|||||||||||||||||||
|
23432 |
Using Liquid Methanol, Water and Air in a continuous process to produce Formaldehyde Gas thence Formaldehyde Solution in Water (Formalin) and then by mixing with either Urea, Phenol, Melamine, or Resorcinol in batch produce the related Formaldehyde Resin Adhesives |
6,728 |
8,410 |
10,092 |
12,615 |
13,456 |
16,820 |
|||||||||||||||||||
|
235 |
|
Manufacture of Artificial Fibres (Petrochemical Feedstock Process), Establishments primarily engaged in the manufacture of cellulosic fibers, such as rayon, viscose, cellulose acetate, cigarette |
1,974 |
2,467 |
2,961 |
3,701 |
3,948 |
4,935 |
||||||||||||||||||
|
236 |
|
Manufacture of film, photographic paper, magnetic tape and celluloid batch adhesive tape (selotip) |
0,700 |
0,875 |
1,050 |
1,313 |
1,400 |
1,750 |
||||||||||||||||||
|
Kode Okupasi (2 digit) |
Kode Okupasi (3 digit) |
Kode Okupasi (4-6 |
Keterangan |
TARIF PREMI ATAU KONTRIBUSI (‰) |
||||||||||||||||||||||
|
Kelas Kontruksi 1 |
Kelas Kontruksi 2 |
Kelas Kontruksi 3 |
||||||||||||||||||||||||
|
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
Tarif Bawah |
Tarif Atas |
|||||||||||||||||||||
|
237 |
|
Manufacture of tooth paste, soap, detergents, polishes, etheric oils, essences, parfumes, and cosmetic products, gelatine non-synthetic adhesives, starches, candles and wax goods, natural resins |
|
|
|
|
|
|
||||||||||||||||||
|
2371 |
Manufacture of soaps, detergents and polishes |
1,022 |
1,277 |
1,532 |
1,916 |
2,043 |
2,554 |
|||||||||||||||||||
|
2372 |
Manufacture of etheric oils, essences, perfumes and cosmetic products |
1,221 |
1,526 |
1,831 |
2,289 |
2,442 |
3,052 |
|||||||||||||||||||
|
2373 |
Manufacture of gelatine, non-synthetic adhesives, starches, candles and wax goods, natural resins |
2,839 |
3,549 |
4,258 |
5,323 |
5,678 |
7,097 |
|||||||||||||||||||
|
2374 |
Manufacture of natural adhesives (glue) of organic origin coming from animal, vegetable or mineral source |
Judul tanpa tarif |
||||||||||||||||||||||||
|
23741 |
water based |
3,800 |
4,750 |
5,700 |
7,125 |
7,600 |
9,500 |
|||||||||||||||||||
|
23742 |
solvent based |
4,370 |
5,463 |
6,555 |
8,194 |
8,740 |
10,925 |
|||||||||||||||||||
|
2378 |
Mixed |
2,200 |
2,750 |
3,300 |
4,125 |
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