KLAUSULA YANG BIASA DILEKATKAN PADA POLIS CGL ATAU PUBLIC LIABILITY

 KLAUSULA YANG BIASA DILEKATKAN PADA POLIS CGL ATAU PUBLIC LIABILITY

 

Berikut adalah klausula yang biasa dilekatkan pada Polis Asuransi CGL atau PUBLIC LIABILITY, meski perlu diingat bahwa peruntukan polis sejenis Casualty ini harus diperhatikan betul betul Kelalaian yang menyangkut tangguyng jawab huumnya, atas dasar apa yang lebih spesifik, misalnya karena operasional, penggunaan automobile, karena environmental, karena perundang-undangan, karena profesi dan masih banyak lagi lainnya.

 

Selain itu, perlu di fahami, biasanya Perusahaan asuransi memiliki kebijakan sendiri sendiri untuk jenis dan bunyi wording yang dicantumkan, jadi memang harus MEMBACA

 

Perhatikan pada masing masing catatan peruntukannya, mana yang perlu dicantumkan atau tidak. Dan untuk masing masing isi wording klausula yang dimaksud, silahkan cari dalam direktori blog ini dengan mengetik judul klausulnya pada SEARCH BAR

 

Bagi yang berminat untuk mendapatkan semua data ini secara lengkap dalam bentuk excel, silahkan email ke selvi.aldriani@gmail.com atau wa ke 08180 7000 928.

 

Semoga bermanfaat.

Disclaimer : Hanya berbagi, jika ada yang lebih baik dan tepat penggunaannya, silahkan merujuk kepada kebutuhan utama.

SAMPLE WORDING INTEREST INSURED – PUBLIC LIABILITY INSURANCE 2

 

PUBLIC LIABILITY – interest insured

 

All sums which the Insured shall wishes to assume liability to pay for compensation and all costs and expenses of litigation plus consequential loss following it arising out of accidental death and/or bodily injury and/or accidental loss and/or damage sustained by Third Party including but not limited to the visitors/tourists/guests and/or users and/or property and contents belonging to or held in trust by or in the care custody or control of the Insured arising out of all operations and/or the Ownership and Management of PT. ___________________ including property belonging to guests or visitors while such property is within the premises or under the Care Custody and/or Control of the Insured and/or any third parties in the Insured’s service while engaged in the Insured’s business and/or trade.

 

SAMPLE WORDING INTEREST INSURED – PUBLIC LIABILITY INSURANCE 1

 

SAMPLE WORDING INTEREST INSURED – PUBLIC LIABILITY INSURANCE

 

All sums which the Insured shall wishes to assume liability to pay for compensation and all costs and expenses of litigation plus consequential loss following it arising out of accidental death and/or bodily injury and/or accidental loss and/or damage sustained by Third Party including but not limited to the visitors/tourists/guests and/or users and/or property and contents belonging to or held in trust by or in the custody or control of the Insured arising out of all operations and product manufactured by the Insured including property belonging to guests or visitors while such property is within the premises or under the Custody or control of the Insured including product manufactured and/or made and/or distributed by the Insured and/or any third parties in the Insured’s service while engaged in the Insured’s business and/or trade. (Including liability arising from the sales, supply, construction or manufacture by or on behalf of the Insured including any commodity outside the Republic of Indonesia – Excluding USA & Canada)

Sue and Labour Clause

In case of actual or imminent, with prior notice to and approval from the Insurers, loss or damage, it shall be lawful and necessary for the Insured, his or their factors, servants or assign to use, labor and travel for, in and about the defence, safeguard and recovery of the property insured hereunder, or any part thereof without prejudice to this insurance, nor shall the acts of the insured or the insurers in recovering, saving and preserving the insured property in case of loss or damage, be considered a waiver or abandonment, to the charge whereof, the Insurers will contribute according to the rate and quantity of the sum herein insured.

Sudden / accidental pollution

It is explicitly agreed and noted that this policy applies to cover bodily injury or property damage arising out of such pollution caused by a sudden, unintended and unexpected happening.

Food and Drink Poisoning Clause

This policy is extended to indemnify the Insured against all sums which the Insured shall become legally liable to pay as compensation in respect of death, bodily injury or illness caused by food poisoning or arising from poisoning of any kind of foreign deleterious matter in food or drink or other goods consumed within the Insured Premises.

Defective Sanitation Clause

The company will indemnify the Insured against all sums for which the Insured shall become legally liable consequent upon death, bodily injury, illness, loss or damage as within defined caused through defective drains, sewer or sanitary arrangements.

The liability of the Company in any one period of Insurance and caused by or resulting from defective shall not exceed the limit of liability which shall for the purpose of this Endorsement be the period limit referred to on hereof.

Breach of Warranty

This Insurance shall not be affected and/or invalidated by any act or neglect, mis-description and/or misrepresentation, breach in condition and/or warranty nor by change in the tittle or ownership of the property, provided the owner shall notify the insurer the happening of such act as soon as it comes to his knowledge and shall on reasonable demand pay the additional charges for any increase or hazard created.

Automatic Addition and Deletion Clause

It is hereby declared and agreed that additions and deletions to the schedule will be automatically held covered without prior notice subject to the Insured’s submitting such additions and deletions within one week of the following month.