Tuesday, July 10, 2012

Formulir Directors' and Officers' Liability


MAIN FORM APPLICATION
[POLICY NAME]
Directors & Officers Liability Proposal
[Local Officer]
[Name of Insurer]

Proposer Details

1.            Name of Proposer
2.            Address of Head Office
                                        

3.      Country of Registration:
        
4.      Date of incorporation/formation:

5.      (a)  How long has the Proposer continually carried on business?
(b)   State the principal business activities of the Proposer and its subsidiaries?________

6.            Limit(s) of Liability being requested:


7.            (a)  Give a complete list of all subsidiary companies including country of registration and percentage owned by Proposer.  Please use attachment.
         (b)  Does the Proposer have any subsidiary(ies) incorporated/formed in the United States of America?…………………………………………………… qYes     qNo
(c)    Is the Proposer requesting Directors and Officers insurance for each subsidiary listed in (a) above?…………………………………………………………..qYes     qNo

If “no” to question 7(c) please list those subsidiaries for which insurance is not being requested.
                                  
N.B.                 Hereinafter the Proposer and its subsidiaries shall be known as the “Company.”

8.      (a) Please provide total (consolidated) annual gross assets of the Company from the most recent year end report:      
(b) Please provide total (consolidated) annual revenues/turnover of the Company from the most recent year end report:
(c) Please provide the total (consolidated) net worth of the Company for the past two years:
(d) Please provide the total (consolidated) net income of the Company for the past two years:

9.      During the last five years has:
         (a)  the name of the Proposer changed?........................................................ qYes     qNo

(b)   any acquisition or merger taken place of the Proposer or
               any subsidiary occurred?......................................................................... qYes     qNo
         (c)  any subsidiary been sold or ceased trading?........................................... qYes     qNo
(d) the Company undergone a Management buy out, Leveraged buy out or other                            change in capital structure of the Parent Company changed?................................................................ qYes     qNo

         If “yes” to any of the above please give details.

10.    Does the Company or any director or officer have Directors & Officers
         Liability Insurance currently in force?.......................................................... qYes     qNo

         If “yes” please state:
         (a)     Insurer:___________________________________________________________
         (b)     Indemnity Limit:____________________________________________________
(c)          Expiry Date:
(d)         Premium:
(e)          Retention(s):

11.    Has the Company ever had any Insurer decline a proposal or cancel or refuse to renew a Directors & Officers Liability Insurance?               ...................................................................................... qYes     qNo

         If “yes” please give details.




12.    Is the Proposer:
         (a)     Privatly Held?...................................................................................... qYes     qNo
         (b)     Publicly Traded (equity or debt)?........................................................ qYes     qNo

13.    If “yes” to question 12(b) then please specify the following for the Proposer:

Each country listed
Each securities exchange/market per country
Type of listing
(direct, ADR and level, OTC)
Percentage of all securities traded
Type of security















         (a)     Is the Proposer publicly listed on an Unlisted Securities Market?__ qYes     qNo
         (b)     Traded in any other way?..................................................................... qYes     qNo
                  Please specify:______________________________________________________

14.    Are any subsidiaries publicly traded (equity or debt)?……………………qYes     qNo
15.    If “yes” to question 14 then please specify the following for each such subsidiary:

Name of subsidiary
Country of formation or incorporation
Each country listed
Each securities exchange/ market per country
Type of listing
(direct, ADR and level, OTC)
Percentage of all securities traded and type of security




















16.    Please list for the Company:
(a)          Total number of shareholders:
(b)         Total number of shares issued:_________________________________________
(c)     Total number of shares (percentage) held by each director and officer of the Company (both direct and beneficial):
                                                                                                                                   
(d)    Total number of shares (percentage) held by institutional investors:
(e)          All security holders, holding a 5% or more ownership interest in the Proposer, or any subsidiary that is publicly traded, giving the holder’s name and the percentage held:
                                  Holder                 Entity                          Percentage of Ownership

17.    (a) Is the Proposer or any subsidiary considering any acquisition, tender offer, merger, buy-out or other change in equity structure?................................................................................................... qYes     qNo

(b) Is the Proposer or any subsidiary aware of whether any other company or entity is considering an acquisition, tender offer, merger, buy-out or other change in equity structure of which the Proposer or any subsidiary would be a target?                                                                                            qYes     qNo

(c)  Is the Proposer or any of its subsidiaries intending either a new public                         offering of securities (equity or debt), or a change in the listing status of its existing                       securities, within the next year?                       qYes     qNo
If “yes” to any of the above, please provide specific details.______________________
18.    (a) Have any Directors and / or Executive Officers of the Proposer or of any publicly traded subsidiary of the Proposer resigned or been replaced in the                            past 12 months? ……………………………………qYes     qNo
                                
               If “Yes,” who, title and why?
(b) Is the Company considering a replacement or addition of any Directors and Officers of the Proposer or of any publicly traded subsidiary of the Proposer?
        
               If “Yes,” who, title and why?

19.    (a)  Who is the company’s external auditing firm?
(b)    Has the Company changed its external auditing firm in the past three
       years?………………………………………………………………….qYes     qNo

If “yes,” why and when?

20.  Does the Company have any plans to remove or replace its external auditor                       in the next 12 months?.…………………………………………………….qYes     qNo

If “Yes,” why and to whom?

21.  (a) Have all revenue recognition practices of the Company been approved by your existing
            external auditor, without qualification?………………………………….qYes     qNo
                                      
            If “no,” please provide specific details.

        (b) Have the Company’s external auditors recommended changes to the revenue recognition or other significant accounting practices in the past                                      12 months?……………………………………………………………….qYes     qNo
       
        (c) Has the Company changed or considered changes to the revenue recognition or other significant accounting practices in the past 12 months?………………….qYes     qNo

(d) Is the Company considering changes to the revenue recognition or other significant accounting practices?………………………………….………………….qYes     qNo


           If “yes,” to (b), (c) or (d) please provide specific details.


22.  Does the Company or any of directors and/or officers thereof have any interests in any partnerships or Special Purpose Vehicles or Entities?………………….….qYes     qNo
                                      
If “yes,” please provide details.


23. Has the Company ever restated its financial results? .…………………….qYes     qNo

If “yes,” please provide details.

24. Does the Company anticipate having to take a significant one time charge to earnings, or restate earnings, within the next 13 months? .………………………….…….qYes     qNo

If “yes,” please provide details.

If “yes” to question 24, it is agreed that the proposed policy shall not provide any coverage for loss in connection with any claim, investigation, proceeding or action alleging or arising from such event, unless an endorsement is added to the proposed policy specifically extending coverage to such arising.

25. Does the Company have specific written corporate policies with respect to directors’, officers’ and employees’ ability to purchase or sell the Company’s stock, including the ability to exercise stock options?

26. Does the policyholder have any pension, provident fund schemes and/or retirement schemes which are defined benefit schemes? …...………………………….  qYes     qNo

      If yes, please complete the Pension trustee Questionnaire

Cover for the United States of America 

Please complete questions 26-33 if the Proposer is requesting any coverage for claims brought in the United States of America or claims made elsewhere arising out of the Company’s operations in the United States of America.
26.              (a) Please provide the total gross assets of the Company in the United States of America:
(b)   Please provide the total revenues of the Company derived from its activities in the United States of America:
(c)  Total number of employees in the United States of America and three US states with the largest number of such employees:
27.   Does the Company have any ownership interest of 50% or less in any entity located or incorporated in the United States of America? ……….……………..…..qYes     qNo
            If “yes”:
            (a) Please provide in an attachment the name of the entity, type of industry, whether public or private, and if publicly traded, type of securities (equity or debt) and the name of exchange or market on which such securities are traded:
            (b)  Does the Company have any representation on the Board of Directors, or as an Executive Officer, on any entity listed in question 27(a) above?……..qYes     qNo
                  If “yes” to 27(b), please provide name of entity, name of individual and position.
           
28.  Does the Company treat stock options as an expenses in its financial                        statements? ................             ……………………………………………………..qYes     qNo
29.   Does the Proposer or any of its subsidiaries have any stock, shares or debentures in North America?                 qYes     qNo

                  If “yes”:
(i)        Are such  stocks, shares or debentures publicly traded?
                                         qYes     qNo
                                  If “Yes,” then list::
                                 
Name of entity
Type of security (equity or bond)
Each securities exchange/market per country
Type of listing
(direct, ADR and level, OTC)
Percentage traded as a total of all issued share capital















____________



30.  Does the Company have an internal Audit Committee pursuant to U.S. statutes, rules or regulations? ........... qYes     qNo
                                               
If “no,” why?
(a)   If “Yes,” does the Audit Committee meet more than four times a year? qYes     qNo
(b)  If “Yes,” has any member of the audit committee resigned or been replaced                      within the past two years? ………………………………………………qYes     qNo

If “yes” to question 30(b), who and why?

31.    Is the company required to follow U.S. Generally Accepted Accounting Principles (GAAP)?                                    …………………………………………………………qYes     qNo

If “Yes,” are the company’s financial statements generally in accordance
with US GAAP?………………………………………………………………qYes     qNo

32.    Is the Company or any director or officer of the Company presently, or has the          company or any director or officer of the Company been in the past 5 years,                      the subject of a U.S. Securities and Exchange Commission (SEC) enforcement              action or a U.S. Interal Revenue Service (IRS) enforcement action?…………qYes     qNo


If “yes,” please provide details.

                                            
33.    Is the SEC or IRS investigating or requesting information from the Company                             of any of the Company’s directors, officers or employees?…………………qYes     qNo

If “yes,” please provide details.


The following questions are to be completed by all applicants.

Claims Information


34.  Has there been or is there now pending any claim(s) or actions against or investigation(s)                 of: (i) the Company thereof; and/or (ii) any person proposed for insurance in his or her            capacity as a director or officers of any Company?……………………………qYes     qNo

If “yes,” please provide details.

35.  The directors or officers of the company, the General Counsel (or equivalent person) of the company and the risk manager of the company have no knowledge or information of any act, error or omission which could reasonably give rise to a claim, investigation or action under the proposed policy, except as follows: (Attach complete details.) ……………qYes     qNo

If the directors or officers, the General Counsel (or equivalent position) or the risk manager of the company have no such knowledge or information state “None”: ___________________________.

It is agreed that with respect to Questions 34 and 35 above, that if such claim, proceeding, action, knowledge, information or involvement exists, then such claim, proceeding or action and any claim or action arising from such claim, proceeding, action, knowledge, information or involvement is excluded from the proposed coverage.



Documentation

36.  Provide copies of the following for the Company.
(a)    Latest annual report.
(b)   Latest audited financials
(c)    Latest interim financials available
(d)   Copy (certified by organization’s Secretary) of the indemnification provisions of the charter and the by-laws.  Also attach a copy of organization’s indemnification agreement.
(e)    Latest CPA management letter along with Proposer’s responses to any  recommendations made therein.

If the Company has any securities (equity or debt) listed or traded in the United States of America, then:

(f)  Latest 10K report filed with the Securities and Exchange Commission (SEC) (or similar state or foreign agency).
(g)  All registration statements filed with the SEC (or similar state or foreign agency) within the last twelve months.
(h)  Copies of financial statements certified by the CEO and CFO. All proxy statements and notices of annual meeting of stockholders within the last 12 months


It is agreed that the Proposer will file with the Insurer, as soon as it becomes available, a copy of each registration statement and annual or interim report which the Proposer or any subsidiary may from time to time file with any local or foreign governmental, regulatory body or agency that regulates securities (including but not limited to the US Securities and Exchange Commission).

SIgning this proposal does not bind the proposer to complete this insurance.

Declaration


I declare on behalf of all insureds, after inquiry, that the statements and particulars in this supplemental proposal are true and no material facts have been misstated or suppressed.        I agree that this proposal forms, any attachment, any information submitted therewith and any and all other information supplied or requested, shall form the basis of any Contract of Insurance effected thereon.  I further undertake to inform Insurers of any material alteration to any information, statements, representations or facts presented in this proposal form occurring after the date this proposal form is signed and before the inception date of the proposed policy.
A material fact is one which would influence the acceptance or assessment of the risk.

All written statements and materials furnished to the insurer in conjunction with this application are hereby incorporated by reference into this application and made a part hereof.

Signing this proposal does not bind the proposer to complete this insurance.
                                                                          
                                                                           Signed  ........................................................
                                                                                           
Title  ............................................................
CEO or Chairman of the Board of Directors
(authorised signatory of the insured)
                                                                           Company  ....................................................
                                                                           Date  ............................................................






               

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